Health and financial wellbeing have been turbulent this past year for many individuals and families. With lost jobs has come lost wages and many losses of health insurance. But it’s not too late to get health insurance this year. You can enroll in a health plan during a Special Enrollment Period in the Health Care Marketplace due to the coronavirus disease 2019 emergency enrollment period, which runs from February 15 through August 15, 2021. 

If your income has dropped, you may qualify for lower premiums. The health insurance tax credits and premium subsidies really help offset the costs of health insurance. It is easy to see the plans that Delaware offers. You can preview the 2021 plans and estimated prices online using your zip code. You will be asked for other information regarding age and family members. Lastly, you’ll receive an estimate of what your subsidy might be AND be able to compare plans. You can search plans based on price, deductible amount, if there is a health savings account affiliated with the plan and even see if your medical providers are covered by the plan.

Eligible individuals who enroll under the Special Enrollment Period have 30 days after they submit their application to choose a plan. Note that even after the Special Enrollment Period ends August 15, individuals who experience qualifying life-changing events will be eligible to enroll for marketplace coverage. A life-changing event would include loss of health insurance, marriage, death, the birth of a child and change of residence.