Dental insurance
Eligibility |
Full and part-time benefit-eligible faculty and staff Plan year is January 1 to December 31 (Open enrollment is in May each year with an effective date of July 1). |
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Plan Administrator |
MetLife |
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Who Can Use this Benefit |
Employee, spouse, eligible dependent child(ren) |
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Benefit |
Service Categories |
Service Examples |
Coverage |
Annual Deductible |
Maximum Benefit |
| Preventative* | Exams, cleanings, x-rays, fluoride treatments, sealants | 100% | None | $1,750/person annually | |
| Basic Restorative Care | Fillings, simple extractions, oral surgery and periodontal treatment | 80%** | $25/person or $75/family | ||
| Major Restorative Care | Crowns, bridges, dentures, implants | 50%** | |||
| Orthodontia | Orthodontic diagnostics, appliance therapy | 50%** | None | $1,750/person lifetime | |
| *One exam/cleaning per 6 month period. | |||||
**Of Participating Dental Providers (PDP) Fee when used In-Network; of Reasonable & Customary (R&C) charge when used out-of-network. |
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Costs |
The University pays the entire cost of this program for full-time employees and their eligible family members enrolled in the program. Grandfathered part-time employees with work schedules of less than 75% time (and 50% or more) receive a pro-rated University contribution and pay the cost remaining through pre-tax payroll deductions. If you choose the "waive" option you will receive $100/year in UDollars instead of dental coverage. |
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Spousal Coordination |
Not applicable to this benefit |
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Additional Resources |
MetLife Employee Portal (find a provider, review claims, view coverage) * MetLife does not issue dental cards. Take the claim form with you to the dentist for claim processing. You may log into the MetLife Employee Portal and print out generic dental cards. The University’s Group Number is 95140. |
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Dental Plan Rates
Connect
550 S. College Ave., Suite 201, Newark, DE 19713 hrhelp@udel.edu Phone 302-831-2171