Voluntary Benefits

The following Volununtary Benefits are offered by the University, some of these benefits are at no cost to the employee, others are offered at a group discount.

Please explore our offerings below.

Liberty Mutual Payroll Deductions

Effective June 1, 2024, participants in Liberty Mutual Insurance policies will no longer be able to pay insurance premiums through payroll deductions. To make new payment arrangements, please contact the Liberty Mutual Customer Response Center at 1-888-398-8924.

Eligibility

Full and part-time faculty and staff

Plan Administrator

Liberty Mutual

Benefit

Liberty Mutual offers UD employees the opportunity to purchase automobile and homeowners insurance.

Cost

There is no University contribution toward the cost of this insurance. Employee premium contributions may be remitted as a payroll deduction.

More Information


Commuter Benefits through ASIFlex

Benefits-eligible employees are able to set aside up to $300 per month on a pre-tax basis for mass transit expenses incurred for travel to and from work and up to $300 on a pre-tax basis to cover expenses for on and off-campus parking. These pre-tax programs allow you to save 25% or more on the money you set aside to help pay for your out-of-pocket mass transit expenses and on- and off-campus parking expenses incurred as you travel to and from work. Because the money is deducted from your pay on a pre-tax basis, you can reduce the amount of Federal and State income taxes and FICA taxes on the amount of money you set aside.

Payroll deductions

Your pre-tax contributions will be deducted from the first two pay checks of each month. Elections you make by the 15th of a month will be deducted beginning with the next pay check of the following month, and the funds will be available for reimbursement the month following deductions. For example, if you make your election on or before July 15, deductions will be taken from the first two paychecks in August. You may submit reimbursements from those funds for expenses incurred in September. Elections or changes made after the 15th of a month will result in a one month delay. For example, for elections made between July 16 and July 31, deductions will be taken beginning with the first 2 pays in September, and the funds will be available for reimbursement for expenses incurred in October. Proactive planning will ensure that you receive the greatest amount of tax benefit possible.

How to enroll

There is no set enrollment period for either the Mass Transit or Parking Program. You can enroll in either or both programs anytime through ASIFlex’s website (Employer code: UDEL). You do not have to re-enroll each year; your enrollment will remain the same from year-to-year unless you change the amount, cancel your enrollment or leave employment with the University.

Mass Transit Expense Reimbursements

To use your contributions to the Mass Transit Program, you must request mass transit passes through ASIFlex. Currently, ASIFlex will issue passes for SEPTA, DART and AMTRAK. More information on how to request passes will be available on the ASIFlex website. If you take another form of mass transit, please contact ASIFlex for confirmation that a transit pass for that carrier can be issued.

Off-Campus Parking Expense Reimbursements

To use your contributions to the Off-Campus Parking Program, there are two options. If you have a monthly contract to park at Colonial Parking or Wilmington Parking Authority (WPA), you can choose the convenience of having ASIFlex pay the parking garage directly. For example, your August payroll deductions would be used to pay for your September monthly parking fees. However, you are not required to have ASIFlex submit the payment. You may file a claim for reimbursement from ASIFlex If you are a daily parker, or if you park at a facility other than Colonial or the WPA, you will be required to submit a claim to ASIFlex to receive reimbursement. Payments for valid claims will be issued within one business day of receipt, and there are two reimbursement options: ASIFlex can mail you a check, or you may elect direct deposit into your checking or savings account.

On-Campus Parking Expense Reimbursements

To use your contributions for on-campus parking, you will be required to submit a claim to ASIFlex to receive reimbursement.

Eligible employees who park in an on-campus location will continue to enroll through Parking Services’ e-Park Online Permit Request site. Deductions for on-campus parking may be deducted through the payroll process on a post tax basis effective Sept. 1, 2018.  

Key Points to Remember:

  • Enroll online for on-campus parking via Parking Services.
  • Enroll online for pre-tax deductions for on- and -off campus parking or mass transit passes via ASIFlex.
  • Enroll by the 15th of a month for pay deductions the next month and coverage the following month.
  • You must use your Employee Identification number to enroll.
  • You can change your enrollment amount (or cancel enrollment) at any time through ASIFlex’s website.

If you have questions about these new programs, please contact ASIFlex Customer Service by phone (800-659-3035) or by email to asi@asiflex.com.

Eligibility

Full and part-time benefit-eligible faculty and staff

Plan Administrator

Genworth

Who Can Use this Benefit

Employee, spouse, eligible dependent and/or adult child(ren), parents and parents-in-law, grandparents and grandparents-in-law, and siblings and siblings-in-law and UD retirees.

Benefit

Long-term care insurance helps you manage the costs of long-term care, and covers skilled, intermediate and custodial care in your home, an adult day care center, an assisted living facility or a nursing home. Long-term care support can include help getting dressed, eating, bathing or self-administering medication.  LTC insurance provides coverage for services when they are required for an extended period of time and are not associated with acute care or short-term illnesses.

Enrollment

Newly-hired employees working at least 28.13 hours per week have the opportunity to apply with little or no medical underwriting (depending on their age) during the first 30 days after becoming benefit-eligible.  Coverage under this Program is portable, so it can move with you if you change jobs, leave the University or retire.

Cost

There is no University contribution toward the cost of this insurance.  Employee premium contributions may be remitted as a payroll deduction.

More Information

To learn more, get a quote, and apply online:

 

Resources


NAIC (National Association of Insurance Commissioners) Resources

Prudential Long-Term Care Insurance
(grandfathered option, closed to new enrollments)

Individuals who are currently enrolled in Prudential Long-Term Care insurance may continue with that provider; the terms, conditions of coverage and payment method will not change unless an election is made to do so.

Customer Service: 800-732-0416

The University intends to maintain its benefit programs indefinitely. However, the University reserves the right to amend or modify any or all of the plans at any time and for any reason with respect to both current and former employees and their dependents.

PNC Workplace Banking–PNC is proud to offer faculty, staff, and employees, a complete set of money management tools with great features and exclusive benefits to help you achieve your financial goals. Learn how WorkPlace Banking can benefit you.

Securian Financial will be the Accident and Critical Illness Insurance provider. Employees will have the opportunity to enroll during the Annual Benefits Open Enrollment in May. Learn more.

The path to reducing your monthly student loan payment and working toward loan forgiveness could be getting much easier. That's because you have access to a robust solution that helps find the best federal repayment and forgiveness programs for your financial situation. And yes, the average student debt savings is $1,880 per year.1

Brought to you through TIAA and Savi, this tool not only helps strengthen your financial footing in the short-term, it also positions you for student loan forgiveness.

  • Caps your payment based on your income and family size
  • Frees up funds to direct towards other financial goals
  • Removes the complexities of forgiveness and puts the process on auto-pilot for a small fee2

Eligibility

Full and part-time faculty and staff and family members

Plan Administrator

TIAA and Savi

Who Can Use this Benefit

Employee, spouse, eligible dependent and/or adult child(ren)

Benefit

The path to reducing your monthly student loan payment and working toward loan forgiveness could be getting much easier. That's because you have access to a robust solution that helps find the best federal repayment and forgiveness programs for your financial situation. And yes, the average student debt savings is $1,880 per year.1

Brought to you through TIAA and Savi, this tool not only helps strengthen your financial footing in the short-term, it also positions you for student loan forgiveness.

  • Caps your payment based on your income and family size
  • Frees up funds to direct towards other financial goals
  • Removes the complexities of forgiveness and puts the process on auto-pilot for a small fee2

Enrollment

TIAA.org/udel/student

1 As of December 31, 2020, based on Savi’s internal measurements, Savi users saw average projected savings of $1,880 per year.

2 Savi and TIAA are independent entities. A portion of any fee charged by Savi is shared with TIAA to offset marketing costs for the program. In addition, TIAA has a minority ownership interest in Savi. TIAA makes no representations regarding the accuracy or completeness of any information provided by Savi. TIAA does not provide tax or legal advice. Please contact your personal tax or legal adviser.

Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.