Voluntary Benefits

The following Volununtary Benefits are offered by the University, some of these benefits are at no cost to the employee, others are offered at a group discount:

Eligibility

Full and part-time benefit-eligible faculty and staff

Plan Administrator

Liberty Mutual

Benefit

Liberty Mutual offers UD employees the opportunity to purchase automobile and homeowners insurance.

Cost

There is no University contribution toward the cost of this insurance. Employee premium contributions may be remitted as a payroll deduction.

More Information


Eligibility

Full and part-time benefit-eligible faculty and staff

Plan Administrator

Genworth

Who Can Use this Benefit

Employee, spouse, eligible dependent and/or adult child(ren), parents and parents-in-law, grandparents and grandparents-in-law, and siblings and siblings-in-law

Benefit

Long-term care insurance helps you manage the costs of long-term care, and covers skilled, intermediate and custodial care in your home, an adult day care center, an assisted living facility or a nursing home. Long-term care support can include help getting dressed, eating, bathing or self-administering medication.  LTC insurance provides coverage for services when they are required for an extended period of time and are not associated with acute care or short-term illnesses.

Enrollment

Newly-hired employees working at least 28.13 hours per week have the opportunity to apply with little or no medical underwriting (depending on their age) during the first 30 days after becoming benefit-eligible.  Coverage under this Program is portable, so it can move with you if you change jobs, leave the University or retire.

Cost

There is no University contribution toward the cost of this insurance.  Employee premium contributions may be remitted as a payroll deduction.

More Information

To learn more, get a quote, and apply online:

 

Resources


NAIC (National Association of Insurance Commissioners) Resources

Prudential Long-Term Care Insurance
(grandfathered option, closed to new enrollments)

Individuals who are currently enrolled in Prudential Long-Term Care insurance may continue with that provider; the terms, conditions of coverage and payment method will not change unless an election is made to do so.

Customer Service: 800-732-0416

The University intends to maintain its benefit programs indefinitely. However, the University reserves the right to amend or modify any or all of the plans at any time and for any reason with respect to both current and former employees and their dependents.

Attend a 30-minute webinar

We're so excited to bring this opportunity to our employees and their family members. Attend a 30-minute webinar and you’ll see how easy it is to use Savi, how it works to reduce your monthly payment and how to get started.

Register by clicking your preferred date and time below today.

 

The path to reducing your monthly student loan payment and working toward loan forgiveness could be getting much easier. That's because you have access to a robust solution that helps find the best federal repayment and forgiveness programs for your financial situation. And yes, the average student debt savings is $1,880 per year.1

Brought to you through TIAA and Savi, this tool not only helps strengthen your financial footing in the short-term, it also positions you for student loan forgiveness.

  • Caps your payment based on your income and family size
  • Frees up funds to direct towards other financial goals
  • Removes the complexities of forgiveness and puts the process on auto-pilot for a small fee2

Eligibility

Full and part-time benefit-eligible faculty and staff and family members

Plan Administrator

TIAA and Savi

Who Can Use this Benefit

Employee, spouse, eligible dependent and/or adult child(ren)

Benefit

The path to reducing your monthly student loan payment and working toward loan forgiveness could be getting much easier. That's because you have access to a robust solution that helps find the best federal repayment and forgiveness programs for your financial situation. And yes, the average student debt savings is $1,880 per year.1

Brought to you through TIAA and Savi, this tool not only helps strengthen your financial footing in the short-term, it also positions you for student loan forgiveness.

  • Caps your payment based on your income and family size
  • Frees up funds to direct towards other financial goals
  • Removes the complexities of forgiveness and puts the process on auto-pilot for a small fee2

Enrollment

TIAA.org/udel/student

1 As of December 31, 2020, based on Savi’s internal measurements, Savi users saw average projected savings of $1,880 per year.

2 Savi and TIAA are independent entities. A portion of any fee charged by Savi is shared with TIAA to offset marketing costs for the program. In addition, TIAA has a minority ownership interest in Savi. TIAA makes no representations regarding the accuracy or completeness of any information provided by Savi. TIAA does not provide tax or legal advice. Please contact your personal tax or legal adviser.

Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.