Plan Rates

2026-2027 Plan Year

 

Health Care Coverage

Effective July 1, 2026

 

 
 Total Per Month RateUniversity SharePremium Paid by the Employee/RetireePremium with Surcharge*
Highmark Blue Choice Deductible PPO
Employee/Retiree$1,113.08$1,068.56$44.52 
Employee/Retiree & Spouse$2,302.92$2,210.82$92.10$292.10
Employee/Retiree & Child(ren)$1,691.98$1,624.32$67.66 
Family$2,878.76$2,763.62$115.14$315.14
Aetna CDH Gold 
Employee/Retiree$1,152.02$1,094.44$57.58 
Employee/Retiree & Spouse$2,388.62$2,269.20$119.42$319.42
Employee/Retiree & Child(ren)$1,760.08$1,672.10$87.98 
Family$3,034.54$2,882.82$151.72$351.72
Aetna HMO 
Employee/Retiree$1,162.04$1,086.52$75.52 
Employee/Retiree & Spouse$2,450.04$2,290.78$159.26$359.26
Employee/Retiree & Child(ren)$1,777.62$1,662.08$115.54 
Family$3,057.08$2,858.38$198.70$398.70
Highmark Blue Choice PPO 
Employee/Retiree$1,303.44$1,130.74$172.70 
Employee/Retiree & Spouse$2,704.78$2,346.42$358.36$558.36
Employee/Retiree & Child(ren)$2,008.84$1,742.68$266.16 
Family$3,381.36$2,933.34$448.02$648.02

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

 Total Monthly RateUniversity SharePremium Paid by Employee/RetireePremium with Surcharge*
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse$643.02$610.87$32.15$232.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse$364.56$346.33$18.23$218.23

Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

   

Active Employee Dental Coverage

 Total Monthly RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$52.10$52.10$0
Employee & Spouse$104.88$104.88$0
Employee & Child(ren)$117.34$117.34$0
Family$170.52$170.52$0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

 

Retiree Dental Coverage

 Total Monthly RateUniversity ShareRetiree Share
MetLife Dental Core for Retirees (only)
Retiree$38.61$0.00$38.61
Retiree & Spouse$71.87$0.00$71.87
Retiree & Child(ren)$85.65$0.00$85.65
Family$127.64$0.00$127.64
MetLife Dental Enhanced for Retirees (only)
Retiree$49.16$0.00$49.16
Retiree & Spouse$91.88$0.00$91.88
Retiree & Child(ren)$103.63$0.00$103.63
Family$156.46$0.00$156.46

 

Active Employee Vision Coverage

 Total Monthly RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees
Employee$4.42$4.42$0
Employee & Spouse$9.50$4.42$5.08
Employee & Child(ren)$7.16$4.42$2.74
Family$13.06$4.42$8.64

Retiree Vision Coverage

 Total Monthly RateUniversity ShareRetriee Share
Vision Plan Administered by National Vision Administrators (NVA) for Retirees
Retiree $4.42 $0$4.42
Retiree & Spouse$9.50 $0$9.50
Retiree & Child(ren) $7.16 $0 $7.16
Family $13.06$0 $13.06

 

Health Care Coverage

Effective July 1, 2026

 

 
 Per-Pay RateUniversity SharePremium Paid by Employee/RetireePremium with Surcharge 
Highmark Blue Choice Deductible PPO  
Employee/Retiree$556.54$534.28$22.26  
Employee/Retiree & Spouse$1,151.46$1,105.41$46.05$146.05 
Employee/Retiree & Child(ren)$845.99$812.16$33.83  
Family$1,439.38$1,381.81$57.57$157.57 
Aetna CDH Gold   
Employee/Retiree$576.01$547.22$28.79  
Employee/Retiree & Spouse$1,194.31$1,134.60$59.71$159.71 
Employee/Retiree & Child(ren)$880.04$836.05$43.99  
Family$1,517.27$1,441.41$75.86$175.86 
Aetna HMO   
Employee/Retiree$581.02$543.26$37.76  
Employee/Retiree & Spouse$1,225.02$1,145.39$79.63$179.63 
Employee/Retiree & Child(ren)$888.81$831.04$57.77  
Family$1,528.54$1,429.19$99.35$199.35 
Highmark Blue Choice PPO   
Employee/Retiree$651.72$565.37$86.35  
Employee/Retiree & Spouse$1,352.39$1,173.21$179.18$279.18 
Employee/Retiree & Child(ren)$1,004.42$871.34$133.08  
Family$1,690.68$1,466.67$224.01$324.01 

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Active Employee Dental Coverage

 Per-Pay RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$26.05$26.05$0
Employee & Spouse$52.44$52.44$0
Employee & Child(ren)$58.67$58.67$0
Family$85.26$85.26$0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage

 Per-Pay RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and UD Retirees*
Employee $2.21 $2.21$0
Employee & Spouse$4.75 $2.21$2.54
Employee & Child(ren) $3.58 $2.21 $1.37
Family $6.53$2.21 $4.32
*University of Delaware retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

Effective July 1, 2026

Health Care Coverage

 Total Monthly RateCOBRA @ 102%Total Monthly with Surcharge
Highmark Blue Choice Deductible PPO 
Employee/Retiree$1,113.08$1,135.34 
Employee/Retiree & Spouse$2,302.92$2,348.98$2,552.98
Employee/Retiree & Child(ren)$1,691.98$1,725.82 
Family$2,878.76$2,936.34$3,140.34
Aetna CDH Gold 
Employee/Retiree$1,152.02$1,175.06 
Employee/Retiree & Spouse$2,388.62$2,436.39$2,640.39
Employee/Retiree & Child(ren)$1,760.08$1,795.28 
Family$3,034.54$3,095.23$3,299.23
Aetna HMO 
Employee/Retiree$1,162.04$1,185.28 
Employee/Retiree & Spouse$2,450.04$2,499.04$2,703.04
Employee/Retiree & Child(ren)$1,777.62$1,813.17 
Family$3,057.08$3,118.22$3,322.22
Highmark Blue Choice PPO 
Employee/Retiree$1,303.44$1,329.51 
Employee/Retiree & Spouse$2,704.78$2,758.88$2,962.88
Employee/Retiree & Child(ren)$2,008.84$2,049.02 
Family$3,381.36$3,448.99$3,652.99

Dental Coverage

 Total Monthly RateCOBRA @ 102%
Dental Plan Administered by MetLife
Employee$52.10$53.14
Employee & Spouse$104.88$106.98
Employee & Child(ren)$117.34$119.69
Family$170.52$173.93

 

Vision Coverage


 Total Monthly RateCOBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee$4.42$4.51
Employee & Spouse$9.50$9.69
Employee & Child(ren)$7.16$7.30
Family$13.06$13.32

Health Care Coverage

Rates Effective July 1, 2026

 Per-Pay RateUniversity ShareEmployee Share
Highmark Blue Choice Deductible PPO
Employee$556.54 $544.04 $12.50 
Employee & Spouse$1,151.46 $1,128.44 $23.02 
Employee & Child(ren)$845.99 $829.08 $16.91 
Family$1,439.38 $1,410.60 $28.78 
Aetna CDH Gold
Employee$576.01 $561.62 $14.39 
Employee & Spouse$1,194.31 $1,164.46 $29.85 
Employee & Child(ren)$880.04 $858.05 $21.99 
Family$1,517.27 $1,479.34 $37.93 
Aetna HMO
Employee$581.02 $562.14 $18.88 
Employee & Spouse$1,225.02 $1,185.21 $39.81 
Employee & Child(ren)$888.81 $859.93 $28.88 
Family$1,528.54 $1,478.87 $49.67 
Highmark Blue Choice PPO
Employee$651.72 $608.55 $43.17 
Employee & Spouse$1,352.39 $1,262.80 $89.59 
Employee & Child(ren)$1,004.42 $937.88 $66.54 
Family$1,690.68 $1,578.68 $112.00 

2025-2026 Plan Year

 

Health Care Coverage

Effective July 1, 2025

 

 
 Total Per Month RateUniversity ShareEmployee/Retiree SharePer Month Employee/Retiree
Share w/Surcharge*
Highmark Blue Choice Deductible PPO
Employee/Retiree$1,102.06$1,057.98$44.08 
Employee/Retiree & Spouse$2,280.12$2,188.92$91.20$291.20
Employee/Retiree & Child(ren)$1,675.24$1,608.24$67.00 
Family$2,850.26$2,736.26$114.00$314.00
Aetna CDH Gold
Employee/Retiree$1,140.62$1,083.60$57.02 
Employee/Retiree & Spouse$2,364.98$2,246.74$118.24$318.24
Employee/Retiree & Child(ren)$1,742.66$1,655.54$87.12 
Family$3,004.50$2,854.28$150.23$350.22
Aetna HMO
Employee/Retiree$1,150.54$1,075.76$74.78 
Employee/Retiree & Spouse$2,425.78$2,268.10$157.68$357.68
Employee/Retiree & Child(ren)$1,760.02$1,645.62$114.40 
Family$3,026.82$2,830.08$196.74$396.74
Highmark Blue Choice PPO
Employee/Retiree$1,258.16$1,091.46$166.70 
Employee/Retiree & Spouse$2,610.80$2,264.88$345.92$545.92
Employee/Retiree & Child(ren)$1,939.04$1,682.12$256.92 
Family$3,263.86$2,831.40$432.46

$632.46

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

 Total Monthly RateUniversity ShareEmployee/Retiree SharePer Month Employee/Retiree Share w/Surcharge*
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse$643.02$610.87$32.15$232.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse$364.56$346.33$18.23$218.23

Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

   

Active Employee Dental Coverage

 Total Monthly RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$49.15$49.15$0
Employee & Spouse$98.93$98.93$0
Employee & Child(ren)$110.70$110.70$0
Family$160.87$160.87$0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

 

Retiree Dental Coverage

 Total Monthly RateUniversity ShareRetiree Share
MetLife Dental Core for Retirees (only)
Retiree$36.08$0$36.08
Retiree & Spouse$67.17$0$67.17
Retiree & Child(ren)$80.05$0$80.05
Family$119.29$0$119.29
MetLife Dental Enhanced for Retirees (only)
Retiree$45.94$0$45.94
Retiree & Spouse$85.87$0$85.87
Retiree & Child(ren)$96.85$0$96.85
Family$146.22$0$146.22

Active Employee Vision Coverage

 Total Monthly RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees
Employee$4.42$4.42$0
Employee & Spouse$9.50$4.42$5.08
Employee & Child(ren)$7.16$4.42$2.74
Family$13.06$4.42$8.64

Retiree Vision Coverage

 Total Monthly RateUniversity ShareRetriee Share
Vision Plan Administered by National Vision Administrators (NVA) for Retirees
Retiree $4.42 $0$4.42
Retiree & Spouse$9.50 $0$9.50
Retiree & Child(ren) $7.16 $0 $7.16
Family $13.06$0 $13.06

Effective July 1, 2025

Health Care Coverage

 Total Monthly RateCOBRA @ 102%
Highmark Blue Choice Deductible PPO
Employee/Retiree$1,102.06$1,124.10
Employee/Retiree & Spouse$2,280.12$2,325.72
Employee/Retiree & Child(ren)$1,675.24$1,708.74
Family$2,850.26$2,907.27
Aetna CDH Gold
Employee/Retiree$1,140.62$1,163.43
Employee/Retiree & Spouse$2,364.98$2,412.28
Employee/Retiree & Child(ren)$1,742.66$1,777.51
Family$3,004.50$3,064.59
Aetna HMO
Employee/Retiree$1,150.54$1,173.55
Employee/Retiree & Spouse$2,425.78$2,474.30
Employee/Retiree & Child(ren)$1,760.02$1,795.22
Family$3,026.82$3,087.36
Highmark Blue Choice PPO
Employee/Retiree$1,258.16$1,283.32
Employee/Retiree & Spouse$2,610.80$2,663.02
Employee/Retiree & Child(ren)$1,939.04$1,977.82
Family$3,263.86$3,329.14

Dental Coverage

 Total Monthly RateCOBRA @ 102%
Dental Plan Administered by MetLife
Employee$49.15$50.13
Employee & Spouse$98.93$100.91
Employee & Child(ren)$110.70$112.91
Family$160.87$164.09

Vision Coverage


 Total Monthly RateCOBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee$4.42$4.51
Employee & Spouse$9.50$9.69
Employee & Child(ren)$7.16$7.30
Family$13.06$13.32

Health Care Coverage

Rates Effective July 1, 2025

 Per Pay RateUniversity ShareEmployee Share
Highmark Blue Choice Deductible PPO
Employee$551.03$538.53$12.50
Employee & Spouse$1,140.06$1,117.26$22.80
Employee & Child(ren)$837.62$820.87$16.75
Family$1,425.13$1,396.63$28.50
Aetna CDH Gold
Employee$570.31$556.05$14.25
Employee & Spouse$1,182.49$1,152.93$29.56
Employee & Child(ren)$871.33$849.55$21.78
Family$1,502.25$1,464.70$37.55
Aetna HMO
Employee$575.27$556.57$18.69
Employee & Spouse$1,212.89$1,173.47$39.42
Employee & Child(ren)$880.01$851.41$28.60
Family$1,513.41$1,464.22$49.18
Highmark Blue Choice PPO
Employee$629.08$587.41$41.67
Employee & Spouse$1,305.40$1,218.92$86.48
Employee & Child(ren)$969.52$905.29$64.23
Family$1,631.93$1,523.81$108.11

2024-2025 Plan Year

 

Health Care Coverage

Effective July 1, 2024

 

 
 Total Monthly RateUniversity ShareEmployee/Retiree Share
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State
Employee/Retiree$1,102.06$1,057.98$44.08
Employee/Retiree & Spouse$2,280.12$2,188.92$91.20
Employee/Retiree & Child(ren)$1,675.24$1,608.24$67.00
Family$2,850.26$2,736.26$114.00
Aetna CDH Gold
Employee/Retiree$1,140.62$1,083.60$57.02
Employee/Retiree & Spouse$2,364.98$2,246.74$118.24
Employee/Retiree & Child(ren)$1,742.66$1,655.54$87.12
Family$3,004.50$2,854.28$150.23
Aetna HMO
Employee/Retiree$1,150.54$1,075.76$74.78
Employee/Retiree & Spouse$2,425.78$2,268.10$157.68
Employee/Retiree & Child(ren)$1,760.02$1,645.62$114.40
Family$3,026.82$2,830.08$196.74
Highmark Blue Cross Blue Shield Delaware Comprehensive PPO Plan
Employee/Retiree$1,258.16$1,091.46$166.70
Employee/Retiree & Spouse$2,610.80$2,264.88$345.92
Employee/Retiree & Child(ren)$1,939.04$1,682.12$256.92
Family$3,263.86$2,831.40$432.46

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

 Total Monthly RateUniversity ShareEmployee/Retiree Share
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse$643.02$610.87$32.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse$364.56$346.33$18.23
Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

Active Employee Dental Coverage

 Total Per Pay RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$46.81$46.81$0
Employee & Spouse$94.22$94.22$0
Employee & Child(ren)$105.43$105.43$0
Family$153.21$153.21$0

 

Retiree Dental Coverage

 Total Monthly RateUniversity ShareRetiree Share
Dominion - Dental HMO for Retirees (only)
Retiree$27.94$0$27.94
Retiree & Spouse$51.96$0$51.96
Retiree & Child(ren)$56.00$0$56.00
Family$76.08$0$76.08
Delta Dental - PPO Plus Premier for retirees (only)
Retiree$37.44$0$37.44
Retiree & Spouse$76.42$0$76.42
Retiree & Child(ren)$75.02$0$75.02
Family$125.20$0$125.20
Through COBRA, University Retirees may participate in Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage

 Total Per Pay RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and UD Retirees*
Employee$2.21$2.21$0
Employee & Spouse$4.75$2.21$2.54
Employee & Child(ren)$3.58$2.21$1.37
Family$6.53$2.21$4.32
*University of Delaware retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

Effective July 1, 2024

Health Care Coverage

 Total Monthly RateCOBRA @ 102%
Highmark Delaware First State Basic
Employee/Retiree$1,102.06$1,124.10
Employee/Retiree & Spouse$2,280.12$2,325.72
Employee/Retiree & Child(ren)$1,675.24$1,708.74
Family$2,850.26$2,907.27
Aetna CDH Gold
Employee/Retiree$1,140.62$1,163.43
Employee/Retiree & Spouse$2,364.98$2,412.28
Employee/Retiree & Child(ren)$1,742.66$1,77.51
Family$3,004.50$3,064.59
Aetna HMO
Employee/Retiree$1,150.54$1,173.55
Employee/Retiree & Spouse$2,425.78$2,474.30
Employee/Retiree & Child(ren)$1,760.02$1,795.22
Family$3,026.82$3,087.36
Highmark Delaware Comprehensive PPO Plan
Employee/Retiree$1,258.16$1,283.32
Employee/Retiree & Spouse$2,610.80$2,663.02
Employee/Retiree & Child(ren)$1,939.04$1,977.82
Family$3,263.86$3,329.14

Dental Coverage

 Total Monthly RateCOBRA @ 102%
Dental Plan Administered by MetLife
Employee$46.81$47.75
Employee & Spouse$94.22$96.10
Employee & Child(ren)$105.43$107.54
Family$153.21$156.27

Vision Coverage


 Total Monthly RateCOBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee$4.42$4.51
Employee & Spouse$9.50$9.69
Employee & Child(ren)$7.16$7.30
Family$13.06$13.32

Health Care Coverage

Rates Effective July 1, 2024

 Total Monthly RateUniversity ShareEmployee Share
Highmark Delaware First State Basic
Employee$1,102.06$1,077.06$25.00
Employee & Spouse$2,280.12$2,234.52$45.60
Employee & Child(ren)$1,675.24$1,641.74$33.50
Family$2,850.26$2,793.26$57.00
Aetna CDH Gold
Employee$1,140.62$1,112.11$28.51
Employee & Spouse$2,364.98$2,305.86$59.12
Employee & Child(ren)$1,742.66$1,699.10$43.56
Family$3,004.50$2,929.39$75.11
Aetna HMO
Employee$1,150.54$1,113.15$37.39
Employee & Spouse$2,425.78$2,346.94$78.84
Employee & Child(ren)$1,760.02$1,702.82$57.20
Family$3,026.82$2,928.45$98.37
Highmark Delaware Comprehensive PPO Plan
Employee$1,258.16$1,174.81$83.35
Employee & Spouse$2,610.80$2,437.84$172.96
Employee & Child(ren)$1,939.04$1,810.58$128.46
Family$3,263.86$3,047.63$216.23