Health Insurance Plan Rates

Rates Effective July 1, 2019

Health Care Coverage
  Total Monthly Rate University Share Employee/Retiree Share
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State
Employee/Retiree $730.14 $700.94 $29.20
Employee/Retiree & Spouse $1,510.62 $1,450.20 $60.42
Employee/Retiree & Child(ren) $1,109.88 $1,065.48 $44.40
Family $1,888.34 $1,812.82 $75.52
Aetna CDH Gold
Employee/Retiree $755.66 $717.88 $37.78
Employee/Retiree & Spouse $1,566.84 $1,488.50 $78.34
Employee/Retiree & Child(ren) $1,154.54 $1,096.82 $57.72
Family $1,990.54 $1,891.00 $99.54
Aetna HMO
Employee/Retiree $762.24 $712.70 $49.54
Employee/Retiree & Spouse $1,607.12 $1,502.66 $104.46
Employee/Retiree & Child(ren) $1,166.06 $1,090.28 $75.78
Family $2,005.32 $1,874.98 $130.34
Highmark Blue Cross Blue Shield Delaware Comprehensive PPO Plan
Employee/Retiree $833.56 $723.12 $110.44
Employee/Retiree & Spouse $1,729.72 $1,500.52 $229.20
Employee/Retiree & Child(ren) $1,284.64 $1,114.42 $170.22
Family $2,162.38 $1,875.86 $286.52

 

Individual Medicare Supplements

(Retiree and/or Spouse, when Medicare eligible)
  Total Monthly Rate University Share Employee/Retiree Share
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse $482.36 $458.24 $24.12
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse $273.46 $259.79 $13.67
Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

Active Employee Dental Coverage
  Total Monthly Rate University Share Employee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee $43.28 $43.28 $0
Employee & Spouse $87.12 $87.12 $0
Employee & Child(ren) $97.49 $97.49 $0
Family $141.66 $141.66 $0

 

Retiree Dental Coverage
  Total Monthly Rate University Share Retiree Share
Dominion - Dental HMO for Retirees (only)
Retiree $25.62 $0 $25.62
Retiree & Spouse $47.66 $0 $47.66
Retiree & Child(ren) $51.36 $0 $51.36
Family $69.76 $0 $69.76
Delta Dental - PPO Plus Premier for retirees (only)
Retiree $37.64 $0 $37.64
Retiree & Spouse $76.82 $0 $76.82
Retiree & Child(ren) $75.40 $0 $75.40
Family $125.84 $0 $125.84
Through COBRA, University Retirees may participate in Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage
  Total Monthly Rate University Share Employee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and UD Retirees*
Employee $4.42 $4.42 $0
Employee & Spouse $9.50 $4.42 $5.08
Employee & Child(ren) $7.16 $4.42 $2.74
Family $13.06 $4.42 $8.64
*University of Delaware retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

Rates Effective July 1, 2018

Health Care Coverage
  Total Monthly Rate University Share Employee/Retiree Share
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State
Employee/Retiree $730.14 $700.94 $29.20
Employee/Retiree & Spouse $1,510.62 $1,450.20 $60.42
Employee/Retiree & Child(ren) $1,109.88 $1,065.48 $44.40
Family $1,888.34 $1,812.82 $75.52
Aetna CDH Gold
Employee/Retiree $755.66 $717.88 $37.78
Employee/Retiree & Spouse $1,566.84 $1,488.50 $78.34
Employee/Retiree & Child(ren) $1,154.54 $1,096.82 $57.72
Family $1,990.54 $1,891.00 $99.54
Aetna HMO
Employee/Retiree $762.24 $712.70 $49.54
Employee/Retiree & Spouse $1,607.12 $1,502.66 $104.46
Employee/Retiree & Child(ren) $1,166.06 $1,090.28 $75.78
Family $2,005.32 $1,874.98 $130.34
Highmark Blue Cross Blue Shield Delaware Comprehensive PPO Plan
Employee/Retiree $833.56 $723.12 $110.44
Employee/Retiree & Spouse $1,729.72 $1,500.52 $229.20
Employee/Retiree & Child(ren) $1,284.64 $1,114.42 $170.22
Family $2,162.38 $1,875.86 $286.52

 

Individual Medicare Supplements

(Retiree and/or Spouse, when Medicare eligible)
  Total Monthly Rate University Share Employee/Retiree Share
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse $482.36 $458.24 $24.12
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse $273.46 $259.79 $13.67
Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

Active Employee Dental Coverage
  Total Monthly Rate University Share Employee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee $45.32 $45.32 $0
Employee & Spouse $91.22 $91.22 $0
Employee & Child(ren) $102.08 $102.08 $0
Family $148.34 $148.34 $0

 

Retiree Dental Coverage
  Total Monthly Rate University Share Retiree Share
Dominion - Dental HMO for Retirees (only)
Retiree $24.52 $0 $24.52
Retiree & Spouse $45.62 $0 $45.62
Retiree & Child(ren) $49.16 $0 $49.16
Family $66.76 $0 $66.76
Delta Dental - PPO Plus Premier for retirees (only)
Retiree $35.86 $0 $35.86
Retiree & Spouse $73.18 $0 $73.18
Retiree & Child(ren) $71.84 $0 $71.84
Family $119.88 $0 $119.88
Through COBRA, University Retirees may participate in Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage
  Total Monthly Rate University Share Employee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and UD Retirees*
Employee $4.42 $4.42 $0
Employee & Spouse $9.50 $4.42 $5.08
Employee & Child(ren) $7.16 $4.42 $2.74
Family $13.06 $4.42 $8.64
*University of Delaware retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

COBRA Monthly Rates

Health Care Coverage

Rates Effective 7/1/19

  Total Monthly Rate COBRA @ 102%
Highmark Delaware First State Basic
Employee/Retiree $730.14 $744.74
Employee/Retiree & Spouse $1,510.62 $1,540.83
Employee/Retiree & Child(ren) $1,109.88 $1,132.08
Family $1,888.34 $1,926.11
Aetna CDH Gold
Employee/Retiree $755.66 $770.78
Employee/Retiree & Spouse $1,566.84 $1,598.18
Employee/Retiree & Child(ren) $1,154.54 $1,177.63
Family $1,990.54 $2030.35
Aetna HMO
Employee/Retiree $762.24 $777.48
Employee/Retiree & Spouse $1,607.12 $1,639.26
Employee/Retiree & Child(ren) $1,166.06 $1,189.38
Family $2,005.32 $2,045.43
Highmark Delaware Comprehensive PPO Plan
Employee/Retiree $833.56 $850.23
Employee/Retiree & Spouse $1,729.72 $1,764.31
Employee/Retiree & Child(ren) $1,284.64 $1,310.33
Family $2,162.38 $2,205.63

Dental Coverage

New Rates Effective 7/1/19
  Total Monthly Rate COBRA @ 102%
Dental Plan Administered by MetLife
Employee $43.28 $44.15
Employee & Spouse $87.12 $88.86
Employee & Child(ren) $97.49 $99.44
Family $141.66 $144.49

Vision Coverage

New Rates Effective 7/1/19
  Total Monthly Rate COBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee $4.42 $4.51
Employee & Spouse $9.50 $9.69
Employee & Child(ren) $7.16 $7.30
Family $13.06 $13.32

Double State Share Benefit Rates

Health Care Coverage

Rates Effective 1/1/18

  Total Per Pay Rate University Share Employee Share
Highmark Delaware First State Basic
Employee $365.07 $352.57 $12.50
Employee & Spouse $755.31 $740.21 $15.10
Employee & Child(ren) $554.94 $542.44 $12.50
Family $944.17 $925.29 $18.88
Aetna CDH Gold
Employee $377.83 $365.33 $12.50
Employee & Spouse $783.42 $763.84 $19.58
Employee & Child(ren) $577.27 $562.84 $14.43
Family $995.27 $970.39 $24.88
Aetna HMO
Employee $381.12 $368.62 $12.50
Employee & Spouse $803.56 $777.45 $26.11
Employee & Child(ren) $583.03 $564.10 $18.93
Family $1,002.66 $970.08 $32.58
Highmark Delaware Comprehensive PPO Plan
Employee $416.78 $389.17 $27.61
Employee & Spouse $864.86 $807.56 $57.30
Employee & Child(ren) $642.32 $599.77 $42.55
Family $1,081.19 $1,009.56 $71.63

Dental Coverage

New Rates Effective 7/1/19
  Total Monthly Rate University Share Employee Share
Dental Plan Administered by MetLife
Employee $22.66 $22.66 $0
Employee & Spouse $45.61 $45.61 $0
Employee & Child(ren) $51.04 $51.04 $0
Family $74.17 $74.17 $0

Vision Coverage

New Rates Effective 7/1/19
  Total Monthly Rate University Share Employee Share
Vision Plan Administered by National Vision Administrators (NVA)
Employee $2.21 $2.21 $0
Employee & Spouse $4.75 $2.21 $2.54
Employee & Child(ren) $3.58 $2.21 $1.37
Family $6.53 $2.21 $4.32

  Human Resources

Benefits

413 Academy St. Newark, DE 19716 Phone 302-831-2171