Insurance Requirement

Fraternity and Sorority Insurance Requirement

All national fraternities and sororities must have at least $1 million of general liability insurance (the “policy”) in place at all times. The University of Delaware (“University”) must be the certificate holder and an additional insured on the policy and this coverage must be evidenced by a certificate of insurance and a copy of the endorsement. The policy of the applicable fraternity or sorority must provide that it is primarily for the University of Delaware unless the claim is caused by the adjudicated negligence of the University. In addition, the additional insured protection in the policy must be provided on a primary basis for the University unless the claim is caused by the adjudicated negligence of the University. No additional exclusions are permitted.

A copy of a certificate of insurance and a copy of the endorsement satisfying the above requirements must be forwarded to the Office of Risk Management annually. Failure to provide the certificate of insurance and a copy of the endorsement satisfying this requirement each year may result in suspension of the fraternity or sorority’s social privileges and use of any University facilities by the fraternity or sorority. Continued failure to provide a certificate of insurance and endorsement in accordance with this policy may result in suspension of recognition by the University.