Dental insurance

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Eligibility	Full and part-time benefit-eligible faculty and staff Plan year is January 1 to December 31 (Open enrollment is in May each year with an effective date of July 1).
Plan Administrator	MetLife
Who Can Use this Benefit	Employee, spouse, eligible dependent child(ren)
Benefit	Service Categories	Service Examples	Coverage	Annual Deductible	Maximum Benefit
	Preventative*	Exams, cleanings, x-rays, fluoride treatments, sealants	100%	None	$1,750/person annually
	Basic Restorative Care	Fillings, simple extractions, oral surgery and periodontal treatment	80%**	$25/person or $75/family
	Major Restorative Care	Crowns, bridges, dentures, implants	50%**	$25/person or $75/family
	Orthodontia	Orthodontic diagnostics, appliance therapy	50%**	None	$1,750/person lifetime
	*One exam/cleaning per 6 month period.
	**Of Participating Dental Providers (PDP) Fee when used In-Network; of Reasonable & Customary (R&C) charge when used out-of-network. MetLife Dental Plan Summary
Costs	The University pays the entire cost of this program for full-time employees and their eligible family members enrolled in the program. Grandfathered part-time employees with work schedules of less than 75% time (and 50% or more) receive a pro-rated University contribution and pay the cost remaining through pre-tax payroll deductions. If you choose the "waive" option you will receive $100/year in UDollars instead of dental coverage.
Spousal Coordination	Not applicable to this benefit
Additional Resources	MetLife Employee Portal (find a provider, review claims, view coverage) MetLife Dental Claim Form** * MetLife does not issue dental cards. Take the claim form with you to the dentist for claim processing. You may log into the MetLife Employee Portal and print out generic dental cards. The University’s Group Number is 95140.