University primary 403(b) retirement plan


Full faculty and exempt staff (not participating in the State Employees’ Pension Plan)

Plan Administrator

University of Delaware through Fidelity Investments and TIAA. Employees may participate concurrently in both Fidelity Investments and TIAA.


Contributions are on a tax-deferred basis and are fully and immediately vested.


Benefits-eligible faculty and exempt staff may receive a University match of 11% on their contribution fixed at a minimum of 4 percent of annual base salary.


Employees must complete a Salary Reduction Agreement and submit it to Human Resources. Enrollment with the selected vendor(s) must be completed online. For more details, review the At-A-Glance. Enrollment is not automatic.

This plan is not subject to an open enrollment period. Employees may enroll and change elections at any point in the year.



Additional information for full-time faculty

Please see the AAUP Collective Bargaining Agreement for provisions in regard to summer supplemental contracts for nine, ten and eleven month appointments.


Please see additional information about the retirement plan transition to TIAA and the single administrator of the plan effective January 8, 2018.

Summary Plan Description

Coming soon

Loans, Hardship withdrawals, Retirement, In-service distributions

Please contact the applicable vendor, Fidelity Investments and/or TIAA for additional information.

Fidelity Investments