Dental insurance
Eligibility: Full and part-time benefit-eligible faculty and staff.
Plan year is January 1 to December 31 (Open enrollment is in May each year with an effective date of July 1).
Plan Administrator: MetLife
Who Can Use this Benefit: Employee, spouse, eligible dependent children
The below accordion contains a summary of plan benefits, or view the full MetLife Dental Plan Summary.
Overview of Preventative Care*
Service Examples: Exams, cleanings, x-rays, fluoride treatments, sealants
Coverage: 100%
Annual Deductible: None
Maximum Benefit: $1,750/person annually
*One exam/cleaning per 6 month period.
Overview of Basic Restorative Care
Service Examples: Fillings, simple extractions, oral surgery and periodontal treatment
Coverage: 80%**
Annual Deductible: $25/person or $75/family
**Of Participating Dental Providers (PDP) Fee when used In-Network; of Reasonable & Customary (R&C) charge when used out-of-network.
Overview of Major Restorative Care
Service Examples: Crowns, bridges, dentures, implants
Coverage: 50%**
**Of Participating Dental Providers (PDP) Fee when used In-Network; of Reasonable & Customary (R&C) charge when used out-of-network.
Overview of Orthodontia
Service Examples: Orthodontic diagnostics, appliance therapy
Coverage: 50%**
Annual Deductible: None
Maximum Benefit: $1,750/person lifetime
**Of Participating Dental Providers (PDP) Fee when used In-Network; of Reasonable & Customary (R&C) charge when used out-of-network.
Costs: The University pays the entire cost of this program for full-time employees and their eligible family members enrolled in the program. Grandfathered part-time employees with work schedules of less than 75% time (and 50% or more) receive a pro-rated University contribution and pay the cost remaining through pre-tax payroll deductions. If you choose the "waive" option you will receive $100/year in UDollars instead of dental coverage.
Spousal Coordination: Not applicable to this benefit
Additional Resources:
- MetLife Employee Portal (find a provider, review claims, view coverage)
- MetLife Dental Claim Form (Note: MetLife does not issue dental cards. Take the claim form with you to the dentist for claim processing. You may log into the MetLife Employee Portal and print out generic dental cards. The University’s Group Number is 95140.)
- Add a Dental ID Card to Apple
- Find a Dental Provider
- University Active Dental Plan Summary
- MetLife Dental MyBenefits Flyer
Dental Plan Rates
Connect
550 S. College Ave., Suite 201, Newark, DE 19713 hrhelp@udel.edu Phone 302-831-2171