Dental Insurance
The University provides a Dental Expense Assistance
Plan through MetLife for eligible faculty and their families, if selected
under the flexible benefits program. The Plan provides coverage for diagnostic
and preventative procedures, minor and major restorative services and
orthodontia. Services are covered according to the following schedule
and based on reasonable and customary charges.
| SERVICE |
EXAMPLES |
COVERAGE |
| Type A
Diagnostic and Preventive Care |
oral exams, cleaning, x-rays,
fluoride treatments, etc. |
100% of Reasonable and Customary
Charges (R&C) |
Type B
Minor Restorative Care
|
fillings, extractions, oral surgery,
periodontal/endodontic services, etc. |
80% of R&C |
Type C
Prosthodontics and Major Restorative Care
|
bridgework, dentures, inlays,
onlays, crowns, etc. |
50% of R&C |
| TYPE D
Orthodontics |
orthodontic diagnostics, surgical
therapy, appliance therapy, etc. |
50% of R&C |
| Annual
Deductible* |
50%
of R&C |
| Annual
Maximum |
$25
(individual)
$75
(family)
|
| Lifetime
Orthodontia Maximum |
$1,750
per person |
*Applies
only to Type B and Type C services |
(Revised 9/02; 4/03)
|
Previous
Up 