State Pension Retiree Rates

For pensioners first hired on or after July 1, 1991 through December 31, 2006, the Pension Office will pay the following  portion of the "State share" (for Health Care coverage and Medicare supplements).

Pensioners hired after January 1, 2007 should contact Human Resources at (302) 831-2171 for the premium rates.

Rates valid July 1, 2013 - June 30, 2014
(prior period rates available here)
Note: Special Medicfill rates are calendar year 2014.

  • less than 10 years
    (0%)
  • 10 years - less than 15 years (50%)
  • 15 years - less than 20 years (75%)
  • at least 20 years
    (100%)
Health Care Coverage
(until Medicare eligible)
 Total
Monthly Rate 
State
Pays
Pensioner
Pays
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State Basic Plan 
Retiree $547.38 $0 $547.38
Retiree & Spouse $1,132.56 $0 $1,132.56
Retiree & Child(ren) $832.10 $0 $832.10
Family $1,415.74 $0 $1,415.74
Aetna CDH Gold
Retiree $566.54 $0 $566.54
Retiree & Spouse $1,174.70 $0 $1,174.70
Retiree & Child(ren) $865.60 $0 $865.60
Family $1,492.34 $0 $1,492.34
HBCBSD CDH Gold
Retiree $566.54 $0 $566.54
Retiree & Spouse $1,174.70 $0 $1,174.70
Retiree & Child(ren) $865.60 $0 $865.60
Family $1,492.34 $0 $1,492.34
Aetna HMO
Retiree $571.48 $0 $571.48
Retiree & Spouse $1,204.88 $0 $1,204.88
Retiree & Child(ren) $874.22 $0 $874.22
Family $1,503.44 $0 $1,503.44
HBCBSD BlueCARE® HMO
Retiree $571.94 $0 $571.94
Retiree & Spouse $1,208.70 $0 $1,208.70
Retiree & Child(ren) $875.10 $0 $875.10
Family $1,508.04 $0 $1,508.04
HBCBSD Comprehensive PPO Plan
Retiree $624.94 $0 $624.94
Retiree & Spouse $1,296.80 $0 $1,296.80
Retiree & Child(ren) $963.12 $0 $963.12
Family $1,621.18 $0 $1,621.18
Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
for Pensioners who retired AFTER July 1, 2012
 Total Monthly Rate  State
Pays
Pensioner
Pays
HBCBSD Special Medicfill With Prescription Coverage $361.78 $0 $361.78
HBCBSD Special Medicfill WITHOUT Prescription $205.06 $0 $205.06
(HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.)
Dental Coverage  Total
Monthly Rate 
UD
Pays
Retiree
Pays
Met Life - Dental COBRA (no more than 18 months)
Retiree $40.90 $0 $40.90
Retiree & Spouse $82.33 $0 $82.33
Retiree & Child(ren) $92.13 $0 $92.13
Family $133.91 $0 $133.91
Dominion - Dental HMO
Retiree $22.68 $0 $22.68
Retiree & Spouse $42.14 $0 $42.14
Retiree & Child(ren) $45.42 $0 $45.42
Family $61.66 $0 $61.66
Delta Dental - PPO Plus Premier
Retiree $31.62 $0 $31.62
Retiree & Spouse $64.54 $0 $64.54
Retiree & Child(ren) $63.34 $0 $63.34
Family $105.70 $0 $105.70
Vision Coverage  Total Monthly Rate  State
Pays
Pensioner
Pays
NVA COBRA (no more than 18 months)
Retiree $4.51 $0 $4.51
Retiree & Spouse $9.69 $0 $9.69
Retiree & Child(ren) $7.30 $0 $7.30
Family $13.32 $0 $13.32
EyeMed Vision Plan
Retiree $6.12 $0 $6.12
Retiree & Spouse $9.64 $0 $9.64
Retiree & Child(ren) $9.84 $0 $9.84
Family $15.88 $0 $15.88
Health Care Coverage
(until Medicare eligible)
Total
Monthly Rate
State
Pays
Pensioner
Pays
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State Basic Plan 
Retiree $547.38 $262.74 $284.64
Retiree & Spouse $1,132.56 $543.63 $588.93
Retiree & Child(ren) $832.10 $399.41 $432.69
Family $1,415.74 $679.56 $736.18
Aetna CDH Gold
Retiree $566.54 $269.11 $297.43
Retiree & Spouse $1,174.70 $557.99 $616.71
Retiree & Child(ren) $865.60 $411.16 $454.44
Family $1,492.34 $708.86 $783.48
HBCBSD CDH Gold
Retiree $566.54 $269.11 $297.43
Retiree & Spouse $1,174.70 $557.99 $616.71
Retiree & Child(ren) $865.60 $411.16 $454.44
Family $1,492.34 $708.86 $783.48
Aetna HMO
Retiree $571.48 $267.17 $304.31
Retiree & Spouse $1,204.88 $563.28 $641.60
Retiree & Child(ren) $874.22 $408.70 $465.52
Family $1,503.44 $702.86 $800.58
HBCBSD BlueCARE® HMO
Retiree $571.94 $267.39 $304.55
Retiree & Spouse $1,208.70 $565.07 $643.63
Retiree & Child(ren) $875.10 $409.11 $465.99
Family $1,508.04 $705.01 $803.03
HBCBSD Comprehensive PPO Plan
Retiree $624.94 $271.07 $353.87
Retiree & Spouse $1,296.80 $562.49 $734.31
Retiree & Child(ren) $963.12 $417.76 $545.36
Family $1,621.18 $703.19 $917.99
Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
for Pensioners who retired AFTER July 1, 2012
Total
Monthly Rate
State
Pays
Pensioner
Pays
HBCBSD Special Medicfill With Prescription Coverage $361.78 $171.85 $189.93
HBCBSD Special Medicfill WITHOUT Prescription $205.06 $97.40 $107.66
(HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.)
Dental Coverage  Total
Monthly Rate 
UD
Pays
Retiree
Pays
Met Life - Dental COBRA (no more than 18 months)
Retiree $40.90 $0 $40.90
Retiree & Spouse $82.33 $0 $82.33
Retiree & Child(ren) $92.13 $0 $92.13
Family $133.91 $0 $133.91
Dominion - Dental HMO
Retiree $22.68 $0 $22.68
Retiree & Spouse $42.14 $0 $42.14
Retiree & Child(ren) $45.42 $0 $45.42
Family $61.66 $0 $61.66
Delta Dental - PPO Plus Premier
Retiree $31.62 $0 $31.62
Retiree & Spouse $64.54 $0 $64.54
Retiree & Child(ren) $63.34 $0 $63.34
Family $105.70 $0 $105.70
Vision Coverage  Total Monthly Rate  State
Pays
Pensioner
Pays
NVA COBRA (no more than 18 months)
Retiree $4.51 $0 $4.51
Retiree & Spouse $9.69 $0 $9.69
Retiree & Child(ren) $7.30 $0 $7.30
Family $13.32 $0 $13.32
EyeMed Vision Plan
Retiree $6.12 $0 $6.12
Retiree & Spouse $9.64 $0 $9.64
Retiree & Child(ren) $9.84 $0 $9.84
Family $15.88 $0 $15.88
Health Care Coverage
(until Medicare eligible)
 Total
Monthly Rate 
State
Pays
Pensioner
Pays
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State Basic Plan 
Retiree $547.38 $394.11 $153.27
Retiree & Spouse $1,132.56 $815.45 $317.12
Retiree & Child(ren) $832.10 $599.12 $232.99
Family $1,415.74 $1,019.34 $396.40
Aetna CDH Gold
Retiree $566.54 $403.67 $162.88
Retiree & Spouse $1,174.70 $836.99 $337.72
Retiree & Child(ren) $865.60 $616.74 $248.86
Family $1,492.34 $1,063.29 $429.05
HBCBSD CDH Gold
Retiree $566.54 $403.67 $162.88
Retiree & Spouse $1,174.70 $836.99 $337.72
Retiree & Child(ren) $865.60 $616.74 $248.86
Family $1,492.34 $1,063.29 $429.05
Aetna HMO
Retiree $571.48 $400.76 $170.73
Retiree & Spouse $1,204.88 $844.92 $359.96
Retiree & Child(ren) $874.22 $613.05 $261.17
Family $1,503.44 $1,054.29 $449.15
HBCBSD BlueCARE® HMO
Retiree $571.94 $401.09 $170.86
Retiree & Spouse $1,208.70 $847.61 $361.10
Retiree & Child(ren) $875.10 $613.67 $261.44
Family $1,508.04 $1,057.52 $450.53
HBCBSD Comprehensive PPO Plan
Retiree $624.94 $406.61 $218.34
Retiree & Spouse $1,296.80 $843.74 $453.07
Retiree & Child(ren) $963.12 $626.64 $336.48
Family $1,621.18 $1,054.79 $566.40
Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
for Pensioners who retired AFTER July 1, 2012
 Total
Monthly Rate 
State
Pays
Pensioner
Pays
HBCBSD Special Medicfill With Prescription Coverage $361.78 $257.78 $104
HBCBSD Special Medicfill WITHOUT Prescription $205.06 $146.11 $58.95
(HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.)
Dental Coverage  Total
Monthly Rate 
UD
Pays
Retiree
Pays
Met Life - Dental COBRA (no more than 18 months)
Retiree $40.90 $0 $40.90
Retiree & Spouse $82.33 $0 $82.33
Retiree & Child(ren) $92.13 $0 $92.13
Family $133.91 $0 $133.91
Dominion - Dental HMO
Retiree $22.68 $0 $22.68
Retiree & Spouse $42.14 $0 $42.14
Retiree & Child(ren) $45.42 $0 $45.42
Family $61.66 $0 $61.66
Delta Dental - PPO Plus Premier
Retiree $31.62 $0 $31.62
Retiree & Spouse $64.54 $0 $64.54
Retiree & Child(ren) $63.34 $0 $63.34
Family $105.70 $0 $105.70
Vision Coverage  Total Monthly Rate  State
Pays
Pensioner
Pays
NVA COBRA (no more than 18 months)
Retiree $4.51 $0 $4.51
Retiree & Spouse $9.69 $0 $9.69
Retiree & Child(ren) $7.30 $0 $7.30
Family $13.32 $0 $13.32
EyeMed Vision Plan
Retiree $6.12 $0 $6.12
Retiree & Spouse $9.64 $0 $9.64
Retiree & Child(ren) $9.84 $0 $9.84
Family $15.88 $0 $15.88
Health Care Coverage
(until Medicare eligible)
Total
Monthly Rate 
State
Pays
Pensioner
Pays
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State Basic Plan 
Retiree $547.38 $525.48 $21.90
Retiree & Spouse $1,132.56 $1,087.26 $45.30
Retiree & Child(ren) $832.10 $798.82 $33.28
Family $1,415.74 $1,359.12 $56.62
Aetna CDH Gold
Retiree $566.54 $538.22 $28.32
Retiree & Spouse $1,174.70 $1,115.98 $58.72
Retiree & Child(ren) $865.60 $822.32 $43.28
Family $1,492.34 $1,417.72 $74.62
HBCBSD CDH Gold
Retiree $566.54 $538.22 $28.32
Retiree & Spouse $1,174.70 $1,115.98 $58.72
Retiree & Child(ren) $865.60 $822.32 $43.28
Family $1,492.34 $1,417.72 $74.62
Aetna HMO
Retiree $571.48 $534.34 $37.14
Retiree & Spouse $1,204.88 $1,126.56 $78.32
Retiree & Child(ren) $874.22 $817.40 $56.82
Family $1,503.44 $1,405.72 $97.72
HBCBSD BlueCARE® HMO
Retiree $571.94 $534.78 $37.16
Retiree & Spouse $1,208.70 $1,130.14 $78.56
Retiree & Child(ren) $875.10 $818.22 $56.88
Family $1,508.04 $1,410.02 $98.02
HBCBSD Comprehensive PPO Plan
Retiree $624.94 $542.14 $82.80
Retiree & Spouse $1,296.80 $1,124.98 $171.82
Retiree & Child(ren) $963.12 $835.52 $127.60
Family $1,621.18 $1,406.38 $214.80
Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
for Pensioners who retired AFTER July 1, 2012
Total
Monthly Rate 
State
Pays
Pensioner
Pays
HBCBSD Special Medicfill With Prescription Coverage $361.78 $343.70 $18.08
HBCBSD Special Medicfill WITHOUT Prescription $205.06 $194.82 $10.24
(HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.)
Dental Coverage  Total
Monthly Rate 
UD
Pays
Retiree
Pays
Met Life - Dental COBRA (no more than 18 months)
Retiree $40.90 $0 $40.90
Retiree & Spouse $82.33 $0 $82.33
Retiree & Child(ren) $92.13 $0 $92.13
Family $133.91 $0 $133.91
Dominion - Dental HMO
Retiree $22.68 $0 $22.68
Retiree & Spouse $42.14 $0 $42.14
Retiree & Child(ren) $45.42 $0 $45.42
Family $61.66 $0 $61.66
Delta Dental - PPO Plus Premier
Retiree $31.62 $0 $31.62
Retiree & Spouse $64.54 $0 $64.54
Retiree & Child(ren) $63.34 $0 $63.34
Family $105.70 $0 $105.70
Vision Coverage  Total Monthly Rate  State
Pays
Pensioner
Pays
NVA COBRA (no more than 18 months)
Retiree $4.51 $0 $4.51
Retiree & Spouse $9.69 $0 $9.69
Retiree & Child(ren) $7.30 $0 $7.30
Family $13.32 $0 $13.32
EyeMed Vision Plan
Retiree $6.12 $0 $6.12
Retiree & Spouse $9.64 $0 $9.64
Retiree & Child(ren) $9.84 $0 $9.84
Family $15.88 $0 $15.88


Resources

  • Human Resources  •  413 Academy Street  •  Newark, DE 19716  •  USA  •  302.831.2171