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Share Accounts

Share Certificates

Holiday/Vacation Club Accounts

Convenient Payroll Deduction

Current Rates

Truth In Savings Disclosures for Share Accounts

Truth In Savings Disclosures for Share Certificates

 

  Regular Share Accounts
  Savings Accounts at your Credit Union are called share accounts. You can open an account by depositing a minimum of $5.00 (which is the equivalent of one share), and paying a one-time $1.00 membership fee. Regular deposits can be made easily through payroll deduction as well as by mail or in person.

You may take four withdrawals per quarter (every three months beginning in January of each year.) For each withdrawal over four per quarter, there is a $4.00 service charge. A statement detailing all transactions for the account is mailed quarterly. A minimum balance of $5.00 is required to keep an account open.

Interest paid on share accounts is referred to as dividends and is competitive with other financial institutions. Your shares are safe because they are insured up to $250,000 by the National Credit Union Administration.

 
 
  Special Share Accounts
  Additional accounts may be opened at any time for a particular purpose such as a college fund or vacation savings. Through payroll deduction, you can designate amounts for deposit to whichever share accounts you select. These accounts earn dividends at the same rate as regular share accounts and have the same deposit and withdrawal privileges.