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Share Accounts

Share Certificates

Holiday/Vacation Club Accounts

Convenient Payroll Deduction

Current Rates

Truth In Savings Disclosures for Share Accounts

Truth In Savings Disclosures for Share Certificates

 
 
 

Current Rate Schedule
Effective: July 1 - September 30, 2014

Regular and Special Share Accounts

Dividends are compounded quarterly and calculated based on the Average Daily Balance method.

The following rates are applicable to a share savings account at the UDEL Federal Credit Union. The Credit Union may offer other rates for these accounts from time to time.

 

Dividends
Account Balance Dividend Rate Annual Percentage Yield
$50.00 - $49,999.99 0.05% 0.05%
$50,000 - $99,999.99 0.10% 0.10%
$100,000 & Greater 0.05% 0.05%

 

  • Dividends compounded quarterly
  • Dividends credited quarterly
  • Dividend period quarterly
  • Minimum opening deposit $6.00
  • Balance method:  Average Daily Balance

Share Certificate Accounts
The following rates are applicable to a share certificate account at the UDEL Federal Credit Union. The Credit Union may offer other rates and terms from time to time.

 

Dividends
Minimum Investment Term Dividend Rate Annual Percentage Yield
$25,000 12 months 0.10% 0.10%

 

  • Dividends compounded at maturity
  • Dividends credited at maturity
  • Dividend period is the term of the certificate
  • Additional deposits are not allowed
  • Partial withdrawals are not allowed; penalties apply to full withdrawals made before the maturity date.
  • Accounts are renewable upon notification.