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Current Lending Rates

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U-DEL FEDERAL CREDIT UNION
CURRENT LOAN RATES
July 1 - September 30 , 2014
 
Type Approximate Term Daily Periodic Rate ANNUAL
PERCENTAGE RATE**
Pledge Share 60 months 0.005479 2.00%
New Vehicle Up to 63 months 0.006822 2.49%
Used Vehicle Up to 63 months 0.009562 3.49%
New Vehicle 75 months 0.007507 2.74%
Used Vehicle 75 months 0.010247 3.74%
New Motorcycle/Boat/RV Up to 63 months 0.009562 3.49%
Used Motorcycle/Boat/RV Up to 63 months 0.012301 4.49%
Personal up to 60 months 0.032849 11.99%
Personal Special* 12 months 0.009589 3.50%
Personal Special* 18 months 0.012329 4.50%

LATE CHARGE: If your payment is more than 30 days late, we may charge you $25.00.

COLLECTION COSTS: You promise to pay, subject to any limits, under applicable law, all costs of collecting the amount you owe, legal expenses and court costs.

DISCOUNTED RATE: A discounted APR may be offered for a reduction in repayment term of non-special subaccounts.

*indicates promotional specials
**The rates stated above available on approved credit. Rates may be different as determined by individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

 

IMPORTANT CONSUMER NOTICE

Information about your account may be reported to credit bureaus. Late payments,
missed payments, or other defaults on your account may be reflected in your credit report.