Our loans are simple interest loans, which means you pay interest as you go. When the loan is paid off, even if you pay it off early, you will have paid interest only on the time you actually borrowed the money. There is no pre-payment penalty. Repayment is made easy through payroll deduction.

Our rates are determined by our Board of Directors and are generally below prevailing local interest rates. You may even reduce your rate by reducing your payback period. You can save up to 1 percentage point. (Applies to non-special loans only.) Contact the Credit Union office for details.

Estimate your payments in advance using our handy Loan Payment Calculator and pick up a loan application today!