University of Delaware

Retirement savings

Voluntary 403(b) now available to S-contract, miscellaneous wage employees


9 a.m., Feb. 11, 2013--The University of Delaware Office of Human Resources has announced that the option to enroll in the University’s voluntary 403(b) retirement savings plan is now extended to employees who work for UD on a supplemental contract or in a miscellaneous wage capacity. (The plan excludes student employees.)

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The plan is designed for individuals who want to save for retirement on a tax-deferred basis. Participation in the voluntary 403(b) retirement plan does not require a minimum contribution. The University makes no contribution to the voluntary retirement program.

Investment options are available through Fidelity Investments and/or Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF). Participation in the voluntary 403(b) retirement savings plan requires enrollment with the vendor(s) and the completion of a salary reduction agreement with the University. Instructions for enrollment and the salary reduction agreement form are posted online.

Changes to tax deferral amounts can be made throughout the year by completing a new salary reduction agreement. Through a secure logon with Fidelity Investments or TIAA-CREF, individuals can make investment changes, change beneficiaries and have access to retirement planning tools.

Instructions on how to set up secure on-line access are provided as an information sheet within the salary reduction agreement form. In addition to their on-line services, both vendors make regular counseling visits to the University.

For additional information on the voluntary 403(b) retirement savings plan, visit the benefits website or send email to

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