Total Disability Insurance

To provide continuing income to eligible faculty members in the event of total disability, a group disability insurance program is provided through The Standard. There is no cost to the individual for the base coverage. Individuals may choose a higher option at their expense through the flexible benefits program.

Because a six-month waiting period is required before The Standard disability income begins, there is a transition from University employment and salary continuation based on eligible service. The following schedule applies:
 

    Employee's UD Service Salary Continuation
    1st and 2nd year 8 weeks at base salary plus 16 weeks at 60% base salary
    3rd and 4th year 12 weeks at base salary plus 12 weeks at 60% base salary
    5th and 6th year 16 weeks at base salary plus 8 weeks at 60% base salary
    7th and 8th year 20 weeks at base salary plus 4 weeks at 60% base salary
    9 years and over 24 weeks at base salary (100% salary)
     
(Revised 9/02; 4/03)

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