The ACA requires each American to have health insurance by January 1, 2014, which is known as the individual mandate. Employers are required to provide this notice to all of their employees by October 1, 2013 notifying them of this requirement and the Health Insurance Marketplace.
A Health Insurance Marketplace is a place where people can go to buy individual health insurance. Each state will have its own marketplace, either set up by the state, the federal government or a partnership between the two.
You do not need to take any action. Your coverage meets the individual mandate and is expected to be a better value than the Marketplace coverage.
Yes, but since the State’s plan offered by the University for the 2014 plan year is intended to be affordable and meet the minimum value standard, you and your eligible family members may not qualify for premium assistance tax credits or cost sharing reductions if you buy coverage through the Marketplace.
The ACA requires most U.S. citizens to have health insurance by January 1, 2014. Remember, if you do not have coverage beginning in 2014, you may be required to pay additional taxes. If you are enrolled in coverage through the University but are covered under another plan, then you may satisfy the individual mandate. If you are not covered under any health plan then you may want to explore coverage options through the Marketplace. You may enroll in health insurance coverage during open enrollment in May of 2014 for coverage effective July 1, 2014.
No, the eligibility rules have not changed. Miscellaneous Wage and/or S-Contract employees are not eligible for health insurance coverage through the University.
If you are covered under another plan (for example under your spouse’s or parent’s plan), then you may meet the individual mandate. If you are not covered under any health plan then you may want to explore coverage options through the Marketplace at www.choosehealthde.com.
No, your health coverage has not changed for 2014.. No action is required on your part to continue your health coverage if you are currently enrolled.
The coverage options and rates will be available on the State’s Marketplace website: www.choosehealthde.com beginning on October 1, 2013.
Enrollment though the Marketplace begins October 1, 2013 and runs through March 31, 2014. Visit www.choosehealthde.com to enroll. In order to have coverage by January 1, 2014, you must enroll before December 15, 2013. If you apply for coverage in the Marketplace, you will need to provide certain information. You can find a checklist of the information you will need to provide at: https://www.healthcare.gov/downloads/MarketplaceApp_Checklist_Generic.pdf