Types of Financial Aid

  • Grants
  • Federal Direct Loans
  • Federal Work Study (CWSP & DSEP)

Grants do not require repayment. They are awarded to undergraduate students (working on first bachelor's degree) who demonstrate financial need. The grants listed here are coordinated and administered by the Office of Student Financial Services.

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Student loan programs offer long-term, low-interest educational loans, which require repayment. Students should carefully consider the amount of debt they incur and recognize their future financial obligations. Like any other debt, a student loan is a serious financial obligation.

Loans must be repaid. Since the government may be subsidizing a portion of the interest and permitting the postponement of payments while the student is in school, loans are regarded as financial aid. To receive federally sponsored low-interest loans, a student must be enrolled in college at least half-time. Repayment of the principal begins soon after he or she graduates or ceases to be enrolled at least half-time.

The University of Delaware is a Direct Lending School. This means there are no additional applications needed to participate in the federal loan programs.

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The Federal Work-Study Program (FWSP) provides part-time jobs during the academic year for students who have financial need and who must earn a part of their educational expenses. Jobs may be on or off campus with a public or private nonprofit agency including jobs in community service areas. Salary will be no less than the current minimum wage and will also be associated with the type of work performed and skills required. If you have been awarded Work Study, go here to view available Work Study job opportunities. If you have not been awarded Work-Study please email the Office of Student Financial Services at finaid-work@udel.edu to check your eligibility. Jobs may also be found at the Career Services Center.