Standard IV:
Students will identify and manage human, physical and financial resources effectively and efficiently.

Personal Finance Economics Lesson #2: Learning, Earning & Spending Lesson #7: The Urge To Splurge	Students prepare budgets and make recommendations about investing in human capital
Personal Finance Economics Lesson #3: How Much Is Too Much?	Focus is to use marginal analysis to make choices using a first car and apartment as examples
Personal Finance Economics Lesson #4: Prom Trade-Off	Focus on the concepts of trade-offs associated with financial choices
Personal Finance Economics Lesson#5: Timing Is Everything Lesson#6: Saving Selection	Focus on interest rates, savings and opportunity cost
Personal Finance Economics Lesson#8: The Credit Connection	Focus on credit, interest, Annual Percentage Rate
Personal Finance Economics Lesson#9: Expect the Unexpected	Focus on insurance, benefit/cost analysis
Learning from the Market Lesson 6: How are Stock Prices Determined?	Focus on resources, supply, demand and price
Learning from the Market Lesson 12: All Savings Choices Involve Risk	Focus on savings alternatives and choices
Learning from the Market Lesson 18: I’ve Got the Workin’ in the Chalk-mark Factory…Productivity Blues	Focus on productivity, profit and specialization

Standard V
Students will construct organizational and decision-making paradigms, articulating their significance, effect and application to specific business situations

Personal Finance Economics Lesson 1: Challenging Choices

Students complete a decision making grid with criteria and choices, identify trade-offs

Marketing and Entrepreneurship Applications

Standard I
Analyze, interpret and make decisions based on financial, product, market and customer data.

Stock Market Game Guide Lesson #3 & #4	Focus is on understanding stock tables and choosing among stocks
Stock Market Game Guide Lesson #5	Focus is on interpreting the effects of news events on specific industries
Stock Market Game Guide Lesson #6	Focus on the characteristics of various types of business ownership
Stock Market Game Guide Lesson #9	Focus is on the relationship between investments in new capital goods and productivity
Stock Market Game Guide Lesson #11	Focus is on the concept of profit, the relationship between corporate profit and stock prices
Stock Market Game Guide Lesson # 12 & #14	Focus is on industry trends and current events, and their impact on stock prices
Stock Market Game Guide Lesson #16	Focus is on savings choices and decision making
SMG Teachers’ Guide to the Internet: Who Owns What?	Students choose stocks based on internet research and by analyzing financial statements
Learning from the Market Lesson 2: What is a Corporation Lesson 3:What is a Stock?	Focus on types of business ownership, stock ownership, risk vs. profit
Learning from the Market Lesson 4:What are Markets?	Focus on characteristics of a market, elements of a market economy
Learning from the Market Lesson 8: How do you Make or Lose Money in the Stock Market	Simulation that requires students to work in teams; buying, selling, calculating percentage change
Learning from the Market Lesson 9:Getting Fancy: The Bulls, The Bears, and the Pigs!	Focus on buying on margin, selling short
Learning from the Market Lesson 16: Playing Along With the Averages	Focus on stock market indexes
Learning from the Market Lesson 17: The Market-Go-Found	Focus on economic interdependence, circular flow of resources, role of financial markets
Learning from the Market Lesson 19: How do Savings & Investment Affect Economic Growth	Focus on physical and human capital as a means of economic growth, compare investments in various nations
Learning from the Market Lesson 23: Business Cycles and the Stock Market	Focus on business cycles, Real Gross Domestic Product
Learning from the Market Lesson 24: How do Domestic and International Events…Stocks	Focus on current news events and the affects on stocks

Standard II
Students will develop a comprehensive business plan to include all nine of the marketing functions; selling, distribution, financing, marketing/information management, pricing, product/service planning, promotion, purchasing and risk management.

Stock Market Game Guide Lesson #1 & #11	Focus is on risk management and the concept of profit for effective decision making
Stock Market Game Guide Lesson #15	Focus is on financial statements; income statement
Learning from the Market Lesson 20: How Do Businesses Obtain Financing	Focus is on sources of financial capital, financing options, business start up steps

Standard III:
Students will utilize computer technology to research, store, analyze and present information.

SMG Teachers’ Guide to the Internet: Why Go Public?	Focus on developing web strategies, analyzing corporate strategy
SMG Teachers’ Guide to the Internet: What Moves a Stock Price?	Focus on navigating the web to research factors which affect stock performance
SMG Teachers’ Guide to the Internet: If the Shoe Fits	Students navigate the web to read stock price charts, calculate and chart portfolio values
SMG Teachers’ Guide to the Internet: What’s the Economic Weather?	Focus: using internet research to develop theories about the relationship between stock indexes and economic indicators; interest, unemployment, inflation, also included charting stock performance
Learning from the Market Lesson 11; Getting Rich is Child’s Play	Students create a spreadsheet to establish data for analysis, calculate/compare investments strategies

CORRELATION BETWEEN DELAWARE STANDARDS FOR BUSINESS, FINANCE AND MARKETING EDUCATION AND INSTRUCTIONAL MATERIALS FROM THE NATIONAL COUNCIL ON ECONOMIC EDUCATION AND THE SECURITIES INDUSTRY FOUNDATION FOR ECONOMIC EDUCATION