Health Insurance for Students
UNIVERSITY OF DELAWARE HEALTH INSURANCE PLAN FOR STUDENTS OVERVIEW
The University believes student wellness is essential to academic progress and wants to ensure all students have health insurance coverage. Therefore, the University sponsors a Health Insurance Plan for Students (UD Plan) that offers benefits for covered medical expenses at a relatively low cost for single students. Coverage is also available for a student's spouse, civil union spouse, and/or dependent children at an additional charge.
The UD Plan covers medical expenses not provided by the mandatory Student Health Services Fee. Both are automatic charges that are intended to complement each other, but the UD Plan may be waived with a form as explained in the following section. For more information on the difference between the SHS fee and the insurance plan, please see the FAQs.
Depending on the student’s status, he/she may either: (1) be required to buy the UD Plan or complete a waiver form (i.e. Mandatory Students); or (2) be able to buy the UD Plan on a voluntary basis (i.e. Voluntary Students and Post-Doctoral Fellows.)
The University’s 2014-2015 student health insurance provider is Highmark Blue Cross Blue Shield of Delaware, and the plan is administered by University Health Plans (UHP). Students may visit the plan website at www.universityhealthplans.com to view a full plan description, plan benefits, exclusions, limitations, and terms of coverage.
MANDATORY STUDENT MEDICAL INSURANCE COVERAGE
The following students are required to have health insurance coverage. Students listed below are termed "mandatory".
- Undergraduate students registered for 12+ credits
- Contracted graduate students
- Non-contracted graduate students registered for 9+ credits
- Registered international students on F1 or J1 visas
2014-2015 Mandatory Students must complete a waiver form or an enrollment form by September 15, 2014:
Complete a waiver form online to opt out of the UD Plan. Any costs associated with the plan will be waived once the waiver is accepted. Students who do not complete a waiver form by September 15, 2014, will be enrolled into the UD Plan with coverage effective August 15, 2014 through August 14, 2015 and responsible for the premium charge on their UD bill.
- OR -
||Students who wish to enroll into the UD Plan must confirm enrollment by completing an enrollment form by September 15, 2014. If completed by August 1st you will receive your insurance card and policy information by mid-August.|
VOLUNTARY HEALTH INSURANCE COVERAGE
(PART-TIME STUDENTS AND POST DOCTORAL FELLOWS)
Matriculated part-time students and all post-doctoral fellows who do not fall into the mandatory student coverage requirements may still purchase coverage on a voluntary basis at specific times during the year for themselves and their dependents. See the brochure for details on applicable enrollment periods, deadlines and coverage dates.
To access enrollment forms for optional coverage, click here.