The University of Delaware's auto policy covers any damages or losses to univeristy owned vehicles. It also covers any damages or losses to vehicles leased or rented for University business in the United States and Canada.
Departments will be charged a deductible of $500 per accident.
Use of Personal Vehicles
In the event of an accident while using your personal vehicle for official University business, YOUR auto insurance is always PRIMARY. The University's insurance is EXCESS of your primary limits for damages to a third party only. The University's coverage does not provide property coverage for personal vehicles.
When Employees are renting vehicles to be used exclusively for University business, they should:
The exception to this is if you are not renting a vehicle in the U.S. or Canada, then you should purchase the rental service insurance.