University of Delaware insurance will provide excess liability coverage over and above that which your personal automobile insurance provides.The University's insurance does not provide property damage to your automobile.
Yes, University laptop computers are covered when taken off campus for University business.
The University's insurance does not provide coverage for personal property. You should check your homeowners policy for possible coverage.
No, if the car is rented and operated in the U.S. or Canada and being used for University business, the University's business automobile policy provides collision damage coverage. This coverage is provided automatically for any rental agreement less than thirty days. If the rental period is thirty days or longer, the rental must be reported to the Office of Risk Management at (302) 831-8468 or firstname.lastname@example.org. The car will be added to the University's automobile policy and the department renting the vehicle will be charged a premium.
The University provides reasonable and safe parking for all employees, students and visitors. A claim against the University can only be considered if there is clear evidence that the damage is the result of University negligence. All other claims should be filed with your personal automobile insurance carrier.
The University's self-insurance covers losses to University personal computers.