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Employees frequently ask about their children's coverage, sometimes after a child has aged-out of the program. Worse, they may learn after incurring medical or dental bills that there is no coverage. Here's a reminder: Except for the BCBSD Basic plan, all other medical, dental and dependent life insurance plans provide coverage until the end of the calendar year in which your dependent child attains age 21, OR, if he or she is a full-time student, to the end of the month in which he/she attains age 24.
A chart of limits is printed below.
| Benefit Program
Health Care: Basic Plan* Health Care: Comprehensive, BlueCARE (formerly HMO and IPA), and Principal Health Care Dental Assistance Program
Dependent Life Insurance |
Non-Student Status End of calendar year of 21st birthday End of calendar year of 21st birthday
End of calendar year of 21st birthday End of calendar year of 21st birthday
|
Student status End of calendar year of 21st birthday End of month of 24th birthday**
End of month of 24th birthday** End of month of 24th birthday** |
* age limit set by State law
** or when no longer a full-time student (whichever occurs first)
