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Benefits Rate Chart
(Medical, Dental, Vision and Dependent Life)

	Total Per Pay Rate	University Pays	Employee Pays
First State Basic Plan (includes prescription drug coverage at the same level as all other plans) Administered by Blue Cross Blue Shield of Delaware
Employee	$236.06	$236.06	$0.00
Employee & Spouse	$488.43	$488.43	$0.00
Employee & Child(ren)	$358.85	$358.85	$0.00
Family	$610.55	$610.55	$0.00
Aetna HMO Administered by Aetna
Employee	$243.61	$236.06	$7.55
Employee & Spouse	$511.09	$488.43	$22.66
Employee & Child(ren)	$372.05	$358.85	$13.20
Family	$638.03	$610.55	$27.48
BlueCARE HMO Administered by Blue Cross Blue Shield of Delaware
Employee	$243.76	$236.06	$7.70
Employee & Spouse	$512.28	$488.43	$23.85
Employee & Child(ren)	$372.32	$358.85	$13.47
Family	$639.47	$610.55	$28.92
Comprehensive PPO Plan Administered by Blue Cross Blue Shield of Delaware
Employee	$260.36	$236.06	$24.30
Employee & Spouse	$539.89	$488.43	$51.46
Employee & Child(ren)	$399.91	$358.85	$41.06
Family	$674.92	$610.55	$64.37
Dental Plan Administered by MetLife
Employee	$19.69	$19.69	$0.00
Employee & Spouse	$39.62	$39.62	$0.00
Employee & Child(ren)	$44.33	$44.33	$0.00
Family	$64.43	$64.43	$0.00
Vision Plan Administered by Superior Vision Services
Employee	$3.12	$3.12	$0.00
Employee & Spouse	$6.70	$3.12	$3.58
Employee & Child(ren)	$5.05	$3.12	$1.93
Family	$9.19	$3.12	$6.07
Dependent Life
$5,000 for spouse/same-sex domestic partner; $2,000 for each child	$.76	$0.00	$.76
$10,000 for spouse/same-sex domestic partner; $4,000 for each child	$1.51	$0.00	$1.51
$15,000 for spouse/same-sex domestic partner; $6,000 for each child	$2.26	$0.00	$2.26
$20,000 for spouse/same-sex domestic partner; $8,000 for each child	$3.02	$0.00	$3.02
No coverage	$0.00	$0.00	$0.00
The University pays the full cost of each First State Basic medical coverage level for eligible employees who work 75% time or more. Employees who choose BlueCare, Comprehensive PPO or Aetna pay costs in addition to the remaining First State Basic costs. The amount in the "Employee Payment" column is the difference between the cost of the First State Basic Plan paid by the Unviersity and the total premium.
Comparision Chart for Medical Plans

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