State Pension Retiree Rates
For pensioners first hired on or after 7-1-91, the Pension Office will pay the following portion of the "State share" (for Health Care coverage and Medicare supplements):
less than 10 years 0%
10 years - less than 15 years 50%
15 years - less than 20 years 75%
at least 20 years 100%
Effective July 1, 2011
- less than 10 years (0%)
- 10 years - less than 15 years (50%)
- 15 years - less than 20 years (75%)
- at least 20 years (100%)
Health Care Coverage (until Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Blue Cross Blue Shield (BCBSDE) - First State Basic Retiree $514.56 $0 $514.56 Retiree & Spouse $1,064.66 $0 $1,064.66 Retiree & Child(ren) $782.20 $0 $782.20 Family $1,330.86 $0 $1,330.86 BCBSDE - Comprehensive PPO Retiree $587.46 $0 $587.46 Retiree & Spouse $1,219.04 $0 $1,219.04 Retiree & Child(ren) $905.38 $0 $905.38 Family $1,523.98 $0 $1,523.98 BCBSDE - BlueCARE® HMO Retiree $537.66 $0 $537.66 Retiree & Spouse $1,136.22 $0 $1,136.22 Retiree & Child(ren) $822.62 $0 $822.62 Family $1,417.62 $0 $1,417.62 Aetna - HMO Retiree $537.22 $0 $537.22 Retiree & Spouse $1,132.64 $0 $1,132.64 Retiree & Child(ren) $821.80 $0 $821.80 Family $1,413.30 $0 $1,413.30 BCBSDE - CDH Gold Retiree $532.56 $0 $532.56 Retiree & Spouse $1,104.26 $0 $1,104.26 Retiree & Child(ren) $813.70 $0 $813.70 Family $1,402.86 $0 $1,402.86 Aetna - CDH Gold Retiree $532.56 $0 $532.56 Retiree & Spouse $1,104.26 $0 $1,104.26 Retiree & Child(ren) $813.70 $0 $813.70 Family $1,402.86 $0 $1,402.86 Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Special Medicfill With Prescription Coverage $414.26 $0 $414.26 Special Medicfill WITHOUT Prescription Coverage $191.76 $0 $191.76 (Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.) Benefits Highlights for Medicare Beneficiaries
Dental Coverage
Total Monthly Rate State Pays Retiree Pays Met Life - Dental COBRA (max 18 months) Retiree $40.94 $0 $40.94 Retiree & Spouse $82.42 $0 $82.42 Retiree & Child(ren) $92.21 $0 $92.21 Family $134.03 $0 $134.03 Dominion - Dental HMO Retiree $22.68 $0 $22.68 Retiree & Spouse $42.14 $0 $42.14 Retiree & Child(ren) $45.42 $0 $45.42 Family $61.66 $0 $61.66 Delta Dental - PPO Plus Premier Retiree $31.62 $0 $31.62 Retiree & Spouse $64.54 $0 $64.54 Retiree & Child(ren) $63.34 $0 $63.34 Family $105.70 $0 $105.70 Vision Coverage
Total Monthly Rate State Pays Retiree Pays EyeMed Vision Plan (State Pension Retirees) Retiree $6.12 $0 $6.12 Retiree & Spouse $9.64 $0 $9.64 Retiree & Child(ren) $9.84 $0 $9.84 Family $15.88 $0 $15.88
Health Care Coverage (until Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Blue Cross Blue Shield (BCBSDE) - First State Basic Retiree $514.56 $257.28 $257.28 Retiree & Spouse $1,064.66 $532.33 $532.33 Retiree & Child(ren) $782.20 $391.10 $391.10 Family $1,330.86 $665.43 $665.43 BCBSDE - Comprehensive PPO Retiree $587.46 $257.28 $330.18 Retiree & Spouse $1,219.04 $532.33 $686.71 Retiree & Child(ren) $905.38 $391.10 $514.28 Family $1,523.98 $665.43 $858.55 BCBSDE - BlueCARE® HMO Retiree $537.66 $257.28 $280.38 Retiree & Spouse $1,136.22 $532.33 $603.89 Retiree & Child(ren) $822.62 $391.10 $431.52 Family $1,417.62 $665.43 $752.19 Aetna - HMO Retiree $537.22 $257.28 $279.94 Retiree & Spouse $1,132.64 $532.33 $600.31 Retiree & Child(ren) $821.80 $391.10 $430.70 Family $1,413.30 $665.43 $747.87 BCBSDE - CDH Gold Retiree $532.56 $257.28 $275.28 Retiree & Spouse $1,104.26 $532.33 $571.93 Retiree & Child(ren) $813.70 $391.10 $422.60 Family $1,402.86 $665.43 $737.43 Aetna - CDH Gold Retiree $532.56 $257.28 $275.28 Retiree & Spouse $1,104.26 $532.33 $571.93 Retiree & Child(ren) $813.70 $391.10 $422.60 Family $1,402.86 $665.43 $737.43 Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Special Medicfill With Prescription Coverage $414.26 $207.13 $207.13 Special Medicfill WITHOUT Prescription Coverage $191.76 $95.88 $95.88 (Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.) Dental Coverage
Total Monthly Rate State Pays Retiree Pays Met Life - Dental COBRA (max 18 months) Retiree $40.94 $0 $40.94 Retiree & Spouse $82.42 $0 $82.42 Retiree & Child(ren) $92.21 $0 $92.21 Family $134.03 $0 $134.03 Dominion - Dental HMO Retiree $22.68 $0 $22.68 Retiree & Spouse $42.14 $0 $42.14 Retiree & Child(ren) $45.42 $0 $45.42 Family $61.66 $0 $61.66 Delta Dental - PPO Plus Premier Retiree $31.62 $0 $31.62 Retiree & Spouse $64.54 $0 $64.54 Retiree & Child(ren) $63.34 $0 $63.34 Family $105.70 $0 $105.70 Vision Coverage
Total Monthly Rate State Pays Retiree Pays EyeMed Vision Plan (State Pension Retirees) Retiree $6.12 $0 $6.12 Retiree & Spouse $9.64 $0 $9.64 Retiree & Child(ren) $9.84 $0 $9.84 Family $15.88 $0 $15.88
Health Care Coverage (until Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Blue Cross Blue Shield (BCBSDE) - First State Basic Retiree $514.56 $385.92 $128.64 Retiree & Spouse $1,064.66 $798.50 $266.16 Retiree & Child(ren) $782.20 $586.65 $195.55 Family $1,330.86 $998.15 $332.71 BCBSDE - Comprehensive PPO Retiree $587.46 $385.92 $201.54 Retiree & Spouse $1,219.04 $798.50 $420.54 Retiree & Child(ren) $905.38 $586.65 $318.73 Family $1,523.98 $998.15 $525.83 BCBSDE - BlueCARE® HMO Retiree $537.66 $385.92 $151.74 Retiree & Spouse $1,136.22 $798.50 $337.72 Retiree & Child(ren) $822.62 $586.65 $235.97 Family $1,417.62 $998.15 $419.47 Aetna - HMO Retiree $537.22 $385.92 $151.30 Retiree & Spouse $1,132.64 $798.50 $334.14 Retiree & Child(ren) $821.80 $586.65 $235.15 Family $1,413.30 $998.15 $415.15 BCBSDE - CDH Gold Retiree $532.56 $385.92 $146.64 Retiree & Spouse $1,104.26 $798.50 $305.76 Retiree & Child(ren) $813.70 $586.65 $227.05 Family $1,402.86 $998.15 $404.71 Aetna - CDH Gold Retiree $532.56 $385.92 $146.64 Retiree & Spouse $1,104.26 $798.50 $305.76 Retiree & Child(ren) $813.70 $586.65 $227.05 Family $1,402.86 $998.15 $404.71 Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Special Medicfill With Prescription Coverage $414.26 $310.70 $103.56 Special Medicfill WITHOUT Prescription Coverage $191.76 $143.82 $47.94 (Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.) Dental Coverage
Total Monthly Rate State Pays Retiree Pays Met Life - Dental COBRA (max 18 months) Retiree $40.94 $0 $40.94 Retiree & Spouse $82.42 $0 $82.42 Retiree & Child(ren) $92.21 $0 $92.21 Family $134.03 $0 $134.03 Dominion - Dental HMO Retiree $22.68 $0 $22.68 Retiree & Spouse $42.14 $0 $42.14 Retiree & Child(ren) $45.42 $0 $45.42 Family $61.66 $0 $61.66 Delta Dental - PPO Plus Premier Retiree $31.62 $0 $31.62 Retiree & Spouse $64.54 $0 $64.54 Retiree & Child(ren) $63.34 $0 $63.34 Family $105.70 $0 $105.70 Vision Coverage
Total Monthly Rate State Pays Retiree Pays EyeMed Vision Plan (State Pension Retirees) Retiree $6.12 $0 $6.12 Retiree & Spouse $9.64 $0 $9.64 Retiree & Child(ren) $9.84 $0 $9.84 Family $15.88 $0 $15.88
Health Care Coverage (until Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Blue Cross Blue Shield (BCBSDE) - First State Basic Retiree $514.56 $514.56 $0.00 Retiree & Spouse $1,064.66 $1,064.66 $0.00 Retiree & Child(ren) $782.20 $782.20 $0.00 Family $1,330.86 $1,330.86 $0.00 BCBSDE - Comprehensive PPO Retiree $587.46 $514.56 $72.90 Retiree & Spouse $1,219.04 $1,064.66 $154.38 Retiree & Child(ren) $905.38 $782.20 $123.18 Family $1,523.98 $1,330.86 $193.12 BCBSDE - BlueCARE® HMO Retiree $537.66 $514.56 $23.10 Retiree & Spouse $1,136.22 $1,064.66 $71.56 Retiree & Child(ren) $822.62 $782.20 $40.42 Family $1,417.62 $1,330.86 $86.76 Aetna - HMO Retiree $537.22 $514.56 $22.66 Retiree & Spouse $1,132.64 $1,064.66 $67.98 Retiree & Child(ren) $821.80 $782.20 $39.60 Family $1,413.30 $1,330.86 $82.44 BCBSDE - CDH Gold Retiree $532.56 $514.56 $18.00 Retiree & Spouse $1,104.26 $1,064.66 $39.60 Retiree & Child(ren) $813.70 $782.20 $31.50 Family $1,402.86 $1,330.86 $72.00 Aetna - CDH Gold Retiree $532.56 $514.56 $18.00 Retiree & Spouse $1,104.26 $1,064.66 $39.60 Retiree & Child(ren) $813.70 $782.20 $31.50 Family $1,402.86 $1,330.86 $72.00 Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)
Total Monthly Rate State Pays Retiree Pays Special Medicfill With Prescription Coverage $414.26 $414.26 $0 Special Medicfill WITHOUT Prescription Coverage $191.76 $191.76 $0 (Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.) Dental Coverage
Total Monthly Rate State Pays Retiree Pays Met Life - Dental COBRA (max 18 months) Retiree $40.94 $0 $40.94 Retiree & Spouse $82.42 $0 $82.42 Retiree & Child(ren) $92.21 $0 $92.21 Family $134.03 $0 $134.03 Dominion - Dental HMO Retiree $22.68 $0 $22.68 Retiree & Spouse $42.14 $0 $42.14 Retiree & Child(ren) $45.42 $0 $45.42 Family $61.66 $0 $61.66 Delta Dental - PPO Plus Premier Retiree $31.62 $0 $31.62 Retiree & Spouse $64.54 $0 $64.54 Retiree & Child(ren) $63.34 $0 $63.34 Family $105.70 $0 $105.70 Vision Coverage
Total Monthly Rate State Pays Retiree Pays EyeMed Vision Plan (State Pension Retirees) Retiree $6.12 $0 $6.12 Retiree & Spouse $9.64 $0 $9.64 Retiree & Child(ren) $9.84 $0 $9.84 Family $15.88 $0 $15.88
Questions? Contact the Benefits office at (302) 831-2171 or email ben-serv@udel.edu
