State Pension Retiree Rates




For pensioners first hired on or after 7-1-91, the Pension Office will pay the following  portion of the "State share" (for Health Care coverage and Medicare supplements):

less than 10 years                                           0%
10 years - less than 15 years                         50%
15 years - less than 20 years                         75%
at least 20 years                                          100%

Effective July 1, 2011

  • less than 10 years (0%)
  • 10 years - less than 15 years (50%)
  • 15 years - less than 20 years (75%)
  • at least 20 years (100%)

Health Care Coverage (until Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Blue Cross Blue Shield (BCBSDE) - First State Basic           
Retiree $514.56          $0   $514.56
Retiree & Spouse $1,064.66          $0   $1,064.66
Retiree & Child(ren) $782.20          $0   $782.20
Family $1,330.86          $0   $1,330.86
BCBSDE - Comprehensive PPO          
Retiree $587.46          $0   $587.46
Retiree & Spouse $1,219.04          $0   $1,219.04
Retiree & Child(ren) $905.38          $0   $905.38
Family $1,523.98          $0   $1,523.98
BCBSDE - BlueCARE® HMO          
Retiree $537.66          $0   $537.66
Retiree & Spouse $1,136.22          $0   $1,136.22
Retiree & Child(ren) $822.62          $0   $822.62
Family $1,417.62          $0   $1,417.62
Aetna - HMO          
Retiree $537.22          $0   $537.22
Retiree & Spouse $1,132.64          $0   $1,132.64
Retiree & Child(ren) $821.80          $0   $821.80
Family $1,413.30          $0   $1,413.30
BCBSDE - CDH Gold          
Retiree $532.56   $0   $532.56
Retiree & Spouse $1,104.26   $0   $1,104.26
Retiree & Child(ren) $813.70   $0   $813.70
Family $1,402.86   $0   $1,402.86
Aetna - CDH Gold          
Retiree $532.56   $0   $532.56
Retiree & Spouse $1,104.26   $0   $1,104.26
Retiree & Child(ren) $813.70   $0   $813.70
Family $1,402.86   $0   $1,402.86
 

Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Special Medicfill With Prescription Coverage $414.26          $0   $414.26
Special Medicfill WITHOUT Prescription Coverage $191.76          $0   $191.76
(Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.)
 
Benefits Highlights for Medicare Beneficiaries
 

Dental Coverage

  Total Monthly Rate   State Pays   Retiree Pays
Met Life - Dental COBRA (max 18 months)          
Retiree $40.94          $0   $40.94
Retiree & Spouse $82.42          $0   $82.42
Retiree & Child(ren) $92.21          $0   $92.21
Family $134.03          $0   $134.03
Dominion - Dental HMO          
Retiree $22.68          $0   $22.68
Retiree & Spouse $42.14          $0   $42.14
Retiree & Child(ren) $45.42          $0   $45.42
Family $61.66          $0   $61.66
Delta Dental - PPO Plus Premier          
Retiree $31.62          $0   $31.62
Retiree & Spouse $64.54          $0   $64.54
Retiree & Child(ren) $63.34          $0   $63.34
Family $105.70          $0   $105.70
 

Vision Coverage

  Total Monthly Rate   State Pays   Retiree Pays
EyeMed Vision Plan (State Pension Retirees)          
Retiree $6.12          $0   $6.12
Retiree & Spouse $9.64          $0   $9.64
Retiree & Child(ren) $9.84          $0   $9.84
Family $15.88          $0   $15.88

Health Care Coverage (until Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Blue Cross Blue Shield (BCBSDE) - First State Basic           
Retiree $514.56   $257.28   $257.28
Retiree & Spouse $1,064.66   $532.33   $532.33
Retiree & Child(ren) $782.20   $391.10   $391.10
Family $1,330.86   $665.43   $665.43
BCBSDE - Comprehensive PPO          
Retiree $587.46   $257.28   $330.18
Retiree & Spouse $1,219.04   $532.33   $686.71
Retiree & Child(ren) $905.38   $391.10   $514.28
Family $1,523.98   $665.43   $858.55
BCBSDE - BlueCARE® HMO          
Retiree $537.66   $257.28   $280.38
Retiree & Spouse $1,136.22   $532.33   $603.89
Retiree & Child(ren) $822.62   $391.10   $431.52
Family $1,417.62   $665.43   $752.19
Aetna - HMO          
Retiree $537.22   $257.28   $279.94
Retiree & Spouse $1,132.64   $532.33   $600.31
Retiree & Child(ren) $821.80   $391.10   $430.70
Family $1,413.30   $665.43   $747.87
BCBSDE - CDH Gold          
Retiree $532.56   $257.28   $275.28
Retiree & Spouse $1,104.26   $532.33   $571.93
Retiree & Child(ren) $813.70   $391.10   $422.60
Family $1,402.86   $665.43   $737.43
Aetna - CDH Gold          
Retiree $532.56   $257.28   $275.28
Retiree & Spouse $1,104.26   $532.33   $571.93
Retiree & Child(ren) $813.70   $391.10   $422.60
Family $1,402.86   $665.43   $737.43
 

Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Special Medicfill With Prescription Coverage $414.26   $207.13   $207.13
Special Medicfill WITHOUT Prescription Coverage $191.76   $95.88   $95.88
(Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.)
 
Benefits Highlights for Medicare Beneficiaries
 

Dental Coverage

  Total Monthly Rate   State Pays   Retiree Pays
Met Life - Dental COBRA (max 18 months)          
Retiree $40.94          $0   $40.94
Retiree & Spouse $82.42          $0   $82.42
Retiree & Child(ren) $92.21          $0   $92.21
Family $134.03          $0   $134.03
Dominion - Dental HMO          
Retiree $22.68          $0   $22.68
Retiree & Spouse $42.14          $0   $42.14
Retiree & Child(ren) $45.42          $0   $45.42
Family $61.66          $0   $61.66
Delta Dental - PPO Plus Premier          
Retiree $31.62          $0   $31.62
Retiree & Spouse $64.54          $0   $64.54
Retiree & Child(ren) $63.34          $0   $63.34
Family $105.70          $0   $105.70
 

Vision Coverage

  Total Monthly Rate   State Pays   Retiree Pays
EyeMed Vision Plan (State Pension Retirees)          
Retiree $6.12          $0   $6.12
Retiree & Spouse $9.64          $0   $9.64
Retiree & Child(ren) $9.84          $0   $9.84
Family $15.88          $0   $15.88

Health Care Coverage (until Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Blue Cross Blue Shield (BCBSDE) - First State Basic           
Retiree $514.56   $385.92   $128.64
Retiree & Spouse $1,064.66   $798.50   $266.16
Retiree & Child(ren) $782.20   $586.65   $195.55
Family $1,330.86   $998.15   $332.71
BCBSDE - Comprehensive PPO          
Retiree $587.46   $385.92   $201.54
Retiree & Spouse $1,219.04   $798.50   $420.54
Retiree & Child(ren) $905.38   $586.65   $318.73
Family $1,523.98   $998.15   $525.83
BCBSDE - BlueCARE® HMO          
Retiree $537.66   $385.92   $151.74
Retiree & Spouse $1,136.22   $798.50   $337.72
Retiree & Child(ren) $822.62   $586.65   $235.97
Family $1,417.62   $998.15   $419.47
Aetna - HMO          
Retiree $537.22   $385.92   $151.30
Retiree & Spouse $1,132.64   $798.50   $334.14
Retiree & Child(ren) $821.80   $586.65   $235.15
Family $1,413.30   $998.15   $415.15
BCBSDE - CDH Gold          
Retiree $532.56   $385.92   $146.64
Retiree & Spouse $1,104.26   $798.50   $305.76
Retiree & Child(ren) $813.70   $586.65   $227.05
Family $1,402.86   $998.15   $404.71
Aetna - CDH Gold          
Retiree $532.56   $385.92   $146.64
Retiree & Spouse $1,104.26   $798.50   $305.76
Retiree & Child(ren) $813.70   $586.65   $227.05
Family $1,402.86   $998.15   $404.71
 

Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Special Medicfill With Prescription Coverage $414.26   $310.70   $103.56
Special Medicfill WITHOUT Prescription Coverage $191.76   $143.82   $47.94
(Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.)
 
Benefits Highlights for Medicare Beneficiaries
 

Dental Coverage

  Total Monthly Rate   State Pays   Retiree Pays
Met Life - Dental COBRA (max 18 months)          
Retiree $40.94          $0   $40.94
Retiree & Spouse $82.42          $0   $82.42
Retiree & Child(ren) $92.21          $0   $92.21
Family $134.03          $0   $134.03
Dominion - Dental HMO          
Retiree $22.68          $0   $22.68
Retiree & Spouse $42.14          $0   $42.14
Retiree & Child(ren) $45.42          $0   $45.42
Family $61.66          $0   $61.66
Delta Dental - PPO Plus Premier          
Retiree $31.62          $0   $31.62
Retiree & Spouse $64.54          $0   $64.54
Retiree & Child(ren) $63.34          $0   $63.34
Family $105.70          $0   $105.70
 

Vision Coverage

  Total Monthly Rate   State Pays   Retiree Pays
EyeMed Vision Plan (State Pension Retirees)          
Retiree $6.12          $0   $6.12
Retiree & Spouse $9.64          $0   $9.64
Retiree & Child(ren) $9.84          $0   $9.84
Family $15.88          $0   $15.88

Health Care Coverage (until Medicare eligible)

  Total Monthly Rate   State Pays   Retiree Pays
Blue Cross Blue Shield (BCBSDE) - First State Basic           
Retiree $514.56   $514.56   $0.00
Retiree & Spouse $1,064.66   $1,064.66   $0.00
Retiree & Child(ren) $782.20   $782.20   $0.00
Family $1,330.86   $1,330.86   $0.00
BCBSDE - Comprehensive PPO          
Retiree $587.46   $514.56   $72.90
Retiree & Spouse $1,219.04   $1,064.66   $154.38
Retiree & Child(ren) $905.38   $782.20   $123.18
Family $1,523.98   $1,330.86   $193.12
BCBSDE - BlueCARE® HMO          
Retiree $537.66   $514.56   $23.10
Retiree & Spouse $1,136.22   $1,064.66   $71.56
Retiree & Child(ren) $822.62   $782.20   $40.42
Family $1,417.62   $1,330.86   $86.76
Aetna - HMO          
Retiree $537.22   $514.56   $22.66
Retiree & Spouse $1,132.64   $1,064.66   $67.98
Retiree & Child(ren) $821.80   $782.20   $39.60
Family $1,413.30   $1,330.86   $82.44
BCBSDE - CDH Gold          
Retiree $532.56   $514.56   $18.00
Retiree & Spouse $1,104.26   $1,064.66   $39.60
Retiree & Child(ren) $813.70   $782.20   $31.50
Family $1,402.86   $1,330.86   $72.00
Aetna - CDH Gold          
Retiree $532.56   $514.56   $18.00
Retiree & Spouse $1,104.26   $1,064.66   $39.60
Retiree & Child(ren) $813.70   $782.20   $31.50
Family $1,402.86   $1,330.86   $72.00
 

Individual Medicare Supplements (Retiree and/or Spouse, when Medicare eligible)

   Total Monthly Rate   State Pays   Retiree Pays
Special Medicfill With Prescription Coverage $414.26   $414.26          $0
Special Medicfill WITHOUT Prescription Coverage $191.76   $191.76          $0
(Medicare Supplement plans WITHOUT prescription coverage are provided for Medicare participants enrolled in Medicare Part D.)
 
Benefits Highlights for Medicare Beneficiaries
 

Dental Coverage

   Total Monthly Rate   State Pays   Retiree Pays
Met Life - Dental COBRA (max 18 months)          
Retiree $40.94          $0   $40.94
Retiree & Spouse $82.42          $0   $82.42
Retiree & Child(ren) $92.21          $0   $92.21
Family $134.03          $0   $134.03
Dominion - Dental HMO          
Retiree $22.68          $0   $22.68
Retiree & Spouse $42.14          $0   $42.14
Retiree & Child(ren) $45.42          $0   $45.42
Family $61.66          $0   $61.66
Delta Dental - PPO Plus Premier          
Retiree $31.62          $0   $31.62
Retiree & Spouse $64.54          $0   $64.54
Retiree & Child(ren) $63.34          $0   $63.34
Family $105.70          $0   $105.70
 

Vision Coverage

   Total Monthly Rate   State Pays   Retiree Pays
EyeMed Vision Plan (State Pension Retirees)          
Retiree $6.12          $0   $6.12
Retiree & Spouse $9.64          $0   $9.64
Retiree & Child(ren) $9.84          $0   $9.84
Family $15.88          $0   $15.88



Questions? Contact the Benefits office at (302) 831-2171 or email ben-serv@udel.edu