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  Disability Insurance

The University provides for continuing income in the event of disability to eligible employees. Visiting employee classifications are not eligible for this benefit.


Long-Term Disability Plan Options
Option Benefit as a Percent of Salary*
Standard Option 60% of Covered Monthly Salary
High Option 66 2/3% of Covered Monthly Salary
*The percentage of salary is the most that can be received from all sources. This benefit will be reduced by Social Security and other employer-sponsored disability benefits. For example, should Social Security benefits be approved, Typically, the disability benefit will be the difference between the Social Security payment (or similar programs) and the percentage of salary selected by the employee.

There is no cost to the employee for the standard option. Employees may choose the high option and pay the difference between the University's contribution for the standard option and the cost of the high option. An option can be changed only during the flexible benefits enrollment period or if the employee has a qualifying life event as defined in the Flexible Benefits Book.

Individuals should advise their supervisors if unable to work due to illness or injury and provide medical certification of their disabling condition. Please contact the Benefits Office by email, ben-serv@udel.edu, or by phone, 302-831-2171, to coordinate the necessary paperwork. the paperwork required by carrier.

Coverage for disability salary continuation is provided through two different programs based on the employee's primary retirement plan. Please see the links below for details about each plan.
(Salaried and Hourly Staff)
(Faculty and Professional Staff)

 
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