Disability Insurance
The University provides for continuing income in the event of disability
to eligible employees. Visiting employee classifications are not eligible
for this benefit.
Long-Term Disability Plan Options
| Option |
Benefit as a Percent of Salary* |
| Standard Option |
60% of Covered Monthly Salary |
| High Option |
66 2/3% of Covered Monthly Salary |
| *The percentage of salary is the most that
can be received from all sources. This benefit will be reduced by
Social Security
and other employer-sponsored disability benefits. For example, should
Social Security benefits be approved, Typically, the disability benefit
will be the difference between the Social Security payment (or similar
programs) and the percentage of salary selected by the employee. |
There is no cost to the employee for the standard
option. Employees may choose the high option and pay the difference between
the University's contribution for the standard option and the cost of
the high option. An option can be changed only during the flexible benefits
enrollment period or if the employee has a qualifying life event as defined
in the Flexible Benefits Book.
Individuals should advise their supervisors if unable to work due to illness
or injury and provide medical certification of their disabling condition.
Please contact the Benefits Office by email, ben-serv@udel.edu, or by phone, 302-831-2171, to coordinate the necessary paperwork.
the paperwork required by carrier.
| Coverage for disability salary continuation is provided
through two different programs based on the employee's primary retirement
plan. Please see the links below for details about each
plan. |
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(Salaried and Hourly Staff)
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(Faculty and Professional Staff)
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